Ussco Johnstown Credit Union

Johnstown, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Ussco Johnstown Credit Union rates

25 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

3 offers
Ussco Johnstown Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed6.000% APR6.000%Standard
10-Year Fixed10 year fixed5.500% APR5.500%Standard
20-Year Fixed20 year fixed6.000% APR6.000%Standard

Auto & vehicle rates

5 offers
Ussco Johnstown Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
2023 - 2025 Up to 60 months Over 60 monthsauto_any_60mo6.000% APR6.000%60 moStandard
Up to 60-Month Auto Loan (2020–2022)auto_any_60mo6.500% APR6.500%60 moStandard
Up to 48-Month Auto Loan (2017–2019)auto_any_48mo7.250% APR7.250%48 moStandard
Up to 36-Month Auto Loan (2014–2016)auto_any_36mo7.750% APR7.750%36 moStandard
Up to 60-Month Used Auto Loan (2022 and Older)auto_used_60mo8.500% APR8.500%60 mo · usedStandard

Personal loan rates

3 offers
Ussco Johnstown Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate Secured Term on Certificate secured loans cannot exceed the term of the Certificate being used as collateralpersonal_secured3.000% APR3.000%Standard
Up to 120-Month Share-Secured Loanpersonal_secured_120mo4.000% APR4.000%120 moStandard
Signature Rates based on credit worthiness; Maximum term 60 months.personal_unsecured_60mo9.750% APR9.750%60 moStandard

Savings & CD rates

13 offers
Ussco Johnstown Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Market $2,500-$24,999.99 $25,000-$99,999.99 $100,000 & Overmoney_market0.20% APY0.20%Standard
Christmas Club $250 & Oversavings0.20% APY0.20%Specialty offer
Business Checking $5,000-$24,999.99 $25,000-$99,999.99 $100,000 & Oversavings0.20% APY0.20%Standard
Checking $250-$4,999.99 $5,000 & Oversavings0.20% APY0.20%Standard
IRA Savings $100 & Overira0.25% APY0.25%Standard
6-Month Certificatecd_6mo1.00% APY1.00%6 moStandard
12-Month Certificatecd_12mo1.76% APY1.76%12 moStandard
18-Month Certificatecd_18mo2.02% APY2.02%18 moStandard
24-Month Certificatecd_24mo2.52% APY2.52%24 moStandard
Junior Savings $0-$1,000 $1,001 & Oversavings2.75% APY2.75%Eligibility restricted
36-Month Certificatecd_36mo2.78% APY2.78%36 moStandard
48-Month Certificatecd_48mo2.78% APY2.78%48 moStandard
60-Month Certificatecd_60mo2.78% APY2.78%60 moStandard

Other rates

1 offer
Ussco Johnstown Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5 Years Fixed Rateother5.000% %5.000%Standard

As of August 4, 2026, Ussco Johnstown Credit Union offers a 15-year fixed mortgage at 6% APR. Auto loans available from 6% APR for 60 months. Personal loan rates from 3% APR. Savings and certificate yields up to 2.78% APY.

Source: RateAPI.dev, verified from Ussco Johnstown Credit Union's official website

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About Ussco Johnstown Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.1K
Assets
$172.7M
Founded
1958
Locations reported
4
NCUA charter
12219
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Ussco Johnstown Credit Union

Membership eligibility from Ussco Johnstown Credit Union's own published criteria. How we verify this.

Membership via the Fraternal Order of Police, Lodge No. 86 +1 more

  • AssociationFraternal Order of Police, Lodge No. 86, Humane Society of Cambria County

Verified from Ussco Johnstown Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Ussco Johnstown Credit Union?

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Frequently Asked Questions

What rates does Ussco Johnstown Credit Union offer?

Ussco Johnstown Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Ussco Johnstown Credit Union rates updated?

RateAPI verifies Ussco Johnstown Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Ussco Johnstown Credit Union's rate data?

Rate data is collected directly from Ussco Johnstown Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Ussco Johnstown Credit Union's mortgage rate?

As of August 4, 2026, Ussco Johnstown Credit Union offers a 15-year fixed mortgage at 6% APR.

What are Ussco Johnstown Credit Union's auto loan rates?

As of August 4, 2026, Ussco Johnstown Credit Union offers auto loans from 6% APR.

What is Ussco Johnstown Credit Union's personal loan rate?

As of August 4, 2026, Ussco Johnstown Credit Union offers personal loans from 3% APR.

What is Ussco Johnstown Credit Union's best CD rate?

As of August 4, 2026, Ussco Johnstown Credit Union offers savings and certificate (CD) yields up to 2.78% APY.

Related Rate Data

Compare Ussco Johnstown Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Ussco Johnstown Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/ussco-johnstown" \
  -H "Authorization: Bearer YOUR_API_KEY"