Franklin Johnstown Credit Union
Verified rate book
Current Franklin Johnstown Credit Union rates
14 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Accounts (Under 21 years of age)share_savings | 0.10% APY | 0.10% | — | Standard |
| Regular Sharessavings | 0.10% APY | 0.10% | — | Standard |
| Vacation Clubsavings | 0.25% APY | 0.25% | — | Specialty offer |
| $5.00 Minimum Depositsavings | 0.30% APY | 0.30% | — | Standard |
| Christmas Clubsavings | 0.50% APY | 0.50% | — | Specialty offer |
| Regular and IRA Share Term Accounts (18 Months)ira | 1.30% APY | 1.30% | 18 mo | Standard |
| Regular and IRA Share Term Accounts (36 Months)ira | 1.30% APY | 1.30% | 36 mo | Standard |
| Regular and IRA Share Term Accounts (24 Months)ira | 1.30% APY | 1.30% | 24 mo | Standard |
| Regular and IRA Share Term Accounts (12 Months)ira | 1.40% APY | 1.40% | 12 mo | Standard |
| Regular and IRA Share Term Accounts (6 Months)ira | 1.50% APY | 1.50% | 6 mo | Standard |
As of August 4, 2026, Franklin Johnstown Credit Union offers a 30-year fixed mortgage at 6.772% APR. Savings and certificate yields up to 1.50% APY.
Source: RateAPI.dev, verified from Franklin Johnstown Credit Union's official website
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About Franklin Johnstown Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4K
- Assets
- $37.9M
- Founded
- 1950
- Locations reported
- 2
- NCUA charter
- 6723
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Franklin Johnstown Credit Union
Membership eligibility from Franklin Johnstown Credit Union's own published criteria. How we verify this.
Membership via employers (Allegheny Belting Inc +8 more) or the Cambria Somerset Assoc. of Realtors +2 more
- EmployerAllegheny Belting Inc, Allegheny Electronics Inc, America’s Tax Office, Atrium Manor, Inc., Bethlehem Steel, City of Johnstown, Galliker Dairy Company, Johnstown Housing Authority, JWF Industries
- AssociationCambria Somerset Assoc. of Realtors, Greater Johnstown Clergy Assoc, PA State Education Association
Cost to join: About $25.
Verified from Franklin Johnstown Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Franklin Johnstown Credit Union offer?
Franklin Johnstown Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Franklin Johnstown Credit Union rates updated?
RateAPI verifies Franklin Johnstown Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Franklin Johnstown Credit Union's rate data?
Rate data is collected directly from Franklin Johnstown Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Franklin Johnstown Credit Union's mortgage rate?
As of August 4, 2026, Franklin Johnstown Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What is Franklin Johnstown Credit Union's best CD rate?
As of August 4, 2026, Franklin Johnstown Credit Union offers savings and certificate (CD) yields up to 1.50% APY.
Related Rate Data
Compare Franklin Johnstown Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Franklin Johnstown Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/franklin-johnstown" \
-H "Authorization: Bearer YOUR_API_KEY"