C-B-W Schools Credit Union

Sidman, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current C-B-W Schools Credit Union rates

30 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

6 offers
C-B-W Schools Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
1st Lien Mortgage Loans (Up to 10 years)other5.400% APR5.400%Standard
1st Lien Mortgage Loans (10 to 15 years)other5.650% APR5.650%Standard
1st Lien Mortgage Loans (15 to 20 years)other5.900% APR5.900%Standard
2nd Lien Mortgage Loans (Up to 10 years)other5.900% APR5.900%Standard
2nd Lien Mortgage Loans (10 to 15 years)other6.150% APR6.150%Standard
2nd Lien Mortgage Loans (15 to 20 years)other6.400% APR6.400%Standard

Auto & vehicle rates

7 offers
C-B-W Schools Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Vehicles (36 months or less)auto_new_36mo4.400% APR4.400%36 mo · newStandard
Used Vehicles up to 5 years old (36 months or less)auto_used_36mo4.650% APR4.650%36 mo · usedStandard
New Vehicles ( 37 to 60 months)auto_new_60mo4.650% APR4.650%60 mo · newStandard
Used Vehicles up to 5 years old (37 to 60 months)auto_used_60mo4.900% APR4.900%60 mo · usedStandard
New Vehicles ( 61 to 72 months)auto_new_72mo5.150% APR5.150%72 mo · newStandard
New Vehicles (73 to 84 months) $35,000 minimum loanauto_new_84mo5.400% APR5.400%84 mo · newStandard
Used Vehicles up to 5 years old (61 to 72 months)auto_used_72mo5.400% APR5.400%72 mo · usedStandard

HELOC rates

1 offer
C-B-W Schools Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable Interest Rate)heloc_variable5.525% APR5.525%Standard

Personal loan rates

2 offers
C-B-W Schools Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured7.150% APR7.150%Standard
Unsecured Loans (up to $10,000 per member)personal_unsecured_48mo9.900% APR9.900%48 moStandard

Savings & CD rates

14 offers
C-B-W Schools Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRA (Up to $500)ira0.70% APY0.70%Standard
Regular Sharessavings0.70% APY0.70%Standard
Christmas Clubsavings1.00% APY1.00%Specialty offer
90 Day Certificate - Minimum Deposit $2,500cd_3mo1.50% APY1.50%3 moStandard
180 Day Certificate - Minimum Deposit $2,500cd_6mo2.00% APY2.00%6 moStandard
3 Year Certificate - Minimum Deposit $1,000cd_36mo3.25% APY3.25%36 moStandard
3 Year IRA Certificate - Minimum Deposit $500ira_cd_36mo3.25% APY3.21%36 moStandard
2 Year IRA Certificate - Minimum Deposit $500ira_cd_24mo3.25% APY3.21%24 moStandard
2 Year Certificate - Minimum Deposit $1,000cd_24mo3.25% APY3.25%24 moStandard
1 Year Certificate - Non Compounding - Minimum Deposit $1,000cd_12mo3.50% APY3.50%12 moStandard
1 Year Compounding Certificate - Minimum Deposit $1,000cd_12mo3.50% APY3.45%12 moStandard
High Yield - 1 Year Certificate - Minimum Deposit $10,000cd_12mo3.70% APY3.70%12 moStandard
1 Year IRA Certificate - Minimum Deposit $500ira_cd_12mo3.75% APY3.70%12 moStandard
Mini-Jumbo - 1 Year Certificate - Minimum Deposit $50,000cd_12mo3.85% APY3.85%12 moStandard

As of August 4, 2026, C-B-W Schools Credit Union offers mortgage rates from 5.4% APR. Auto loans available from 4.4% APR for 36 months. HELOC rates from 5.525% APR. Personal loan rates from 7.15% APR. Savings and certificate yields up to 3.85% APY.

Source: RateAPI.dev, verified from C-B-W Schools Credit Union's official website

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About C-B-W Schools Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
7.2K
Assets
$130.7M
Founded
1956
Locations reported
2
NCUA charter
11374
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile payments
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join C-B-W Schools Credit Union

Membership eligibility from C-B-W Schools Credit Union's own published criteria. How we verify this.

Membership via occupations (employees of schools)

  • LocationCambria, Bedford, Somerset
  • Occupationemployees of schools

Cost to join: About $25.

Verified from C-B-W Schools Credit Union's membership page. Final membership determination is always made by the credit union.

Work at C-B-W Schools Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where C-B-W Schools Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does C-B-W Schools Credit Union offer?

C-B-W Schools Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are C-B-W Schools Credit Union rates updated?

RateAPI verifies C-B-W Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get C-B-W Schools Credit Union's rate data?

Rate data is collected directly from C-B-W Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is C-B-W Schools Credit Union's mortgage rate?

As of August 4, 2026, C-B-W Schools Credit Union offers mortgage rates from 5.4% APR.

What are C-B-W Schools Credit Union's auto loan rates?

As of August 4, 2026, C-B-W Schools Credit Union offers auto loans from 4.4% APR.

What is C-B-W Schools Credit Union's HELOC rate?

As of August 4, 2026, C-B-W Schools Credit Union offers home equity lines of credit from 5.525% APR.

What is C-B-W Schools Credit Union's personal loan rate?

As of August 4, 2026, C-B-W Schools Credit Union offers personal loans from 7.15% APR.

What is C-B-W Schools Credit Union's best CD rate?

As of August 4, 2026, C-B-W Schools Credit Union offers savings and certificate (CD) yields up to 3.85% APY.

Related Rate Data

Compare C-B-W Schools Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for C-B-W Schools Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/c-b-w-schools" \
  -H "Authorization: Bearer YOUR_API_KEY"