G.a.p. Credit Union

Johnstown, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current G.a.p. Credit Union rates

5 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
G.a.p. Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.000% APR4.000%newStandard
Used Auto Loanauto_used6.000% APR6.000%usedStandard

Personal loan rates

2 offers
G.a.p. Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Shared Securedpersonal_secured3.250% APR3.250%Standard
Personal Loanpersonal9.750% APR9.750%Standard

Credit card rates

1 offer
G.a.p. Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.000% APR12.000%Standard

Auto loans available from 4% APR. Personal loan rates from 3.25% APR. Credit card rates from 12% APR.

Source: RateAPI.dev, verified from G.a.p. Credit Union's official website

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About G.a.p. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.4K
Assets
$78.6M
Founded
1937
Locations reported
6
NCUA charter
2405
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join G.a.p. Credit Union

Membership eligibility from G.a.p. Credit Union's own published criteria. How we verify this.

Membership via employers (A & D Remodeling +27 more) or the Altoona Disabled American Veterans, Chapter #34 +1 more

  • EmployerA & D Remodeling, Advanced Cutting Systems Corp, Advantage Auto Service, Alliance for Nonprofit Resources, American Legion, Babo’s Motors Inc, Bassett Masonry, Inc, Bearer Appliance, Bedford Post Office, Bird’s Construction, Borough of Northern Cambria, Brent Optical, Inc., Bruce Nurseries, Calvary Church of Patton, Cambria County Area Community College, Cambria County Transit Authority, Center for Community Resources, City Hotel Bar & Grill, City of Jeanette, CK’s Wings-n-Things, Clean-N-Shine, Conemaugh Valley School District, Cummings Trophies and Engraving, D&B Quick Notary & Messenger Service, Danchanko Inc, Department of the Army, digital.iway, Dolges Electric Inc
  • AssociationAltoona Disabled American Veterans, Chapter #34, Altoona VA Hospital Federal Credit Union #7339

Verified from G.a.p. Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does G.a.p. Credit Union offer?

G.a.p. Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are G.a.p. Credit Union rates updated?

RateAPI verifies G.a.p. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get G.a.p. Credit Union's rate data?

Rate data is collected directly from G.a.p. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are G.a.p. Credit Union's auto loan rates?

As of August 4, 2026, G.a.p. Credit Union offers auto loans from 4% APR.

What is G.a.p. Credit Union's personal loan rate?

As of August 4, 2026, G.a.p. Credit Union offers personal loans from 3.25% APR.

Related Rate Data

Compare G.a.p. Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for G.a.p. Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/gap" \
  -H "Authorization: Bearer YOUR_API_KEY"