Healthcare First Credit Union

Johnstown, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Healthcare First Credit Union rates

20 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Healthcare First Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Automobiles/Motorcyclesmotorcycle5.250% APR5.250%Standard
ATV/UTV, Boats, Snowmobilespowersports6.250% APR6.250%Standard
RVs, Campers, Pull Behind Trailersrv6.750% APR6.750%Standard
RV Loanrv7.000% APR7.000%Standard

Personal loan rates

2 offers
Healthcare First Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Open End Signaturepersonal_unsecured9.000% APR9.000%Standard
Pay Day Loan (90 Day Term)personal18.000% APR18.000%Standard

Credit card rates

1 offer
Healthcare First Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%Standard

Savings & CD rates

8 offers
Healthcare First Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas Clubsavings0.15% APY0.15%Specialty offer
MONEY MARKET - no new accountmoney_market0.30% APY0.30%Standard
36-Month Certificatecd_36mo2.00% APY2.00%36 moStandard
24-Month Certificatecd_24mo2.00% APY2.00%24 moStandard
48-Month Certificatecd_48mo2.00% APY2.00%48 moStandard
1.5 Year Termcd_60mo2.00% APY2.00%60 moStandard
12-Month Certificatecd_12mo3.00% APY3.00%12 moStandard
180 Day Termsavings3.25% APY3.25%Standard

Other rates

5 offers
Healthcare First Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 1-5 Yearsother5.750% %5.750%Standard
Up to 5-10 Yearsother6.250% %6.250%Standard
Up to 10-15 Yearsother6.750% %6.750%Standard
5 Year Termother8.000% %8.000%Standard
12x12x12 (12 Month Term)other18.000% %18.000%Standard

Vehicle loans available from 5.25% APR. Personal loan rates from 9% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.25% APY.

Source: RateAPI.dev, verified from Healthcare First Credit Union's official website

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About Healthcare First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8K
Assets
$101M
Founded
1979
Locations reported
8
NCUA charter
65013
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Healthcare First Credit Union

Membership eligibility from Healthcare First Credit Union's own published criteria. How we verify this.

Community charter: live/work in Cambria, Somerset, Blair, PA

  • LocationCambria, Somerset, Blair — PA
  • Occupationhealth care field

Cost to join: About $5.

Verified from Healthcare First Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Healthcare First Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Healthcare First Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Healthcare First Credit Union offer?

Healthcare First Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Healthcare First Credit Union rates updated?

RateAPI verifies Healthcare First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Healthcare First Credit Union's rate data?

Rate data is collected directly from Healthcare First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Healthcare First Credit Union's rv, motorcycle & powersports loan rates?

As of August 4, 2026, Healthcare First Credit Union offers vehicle loans from 5.25% APR.

What is Healthcare First Credit Union's personal loan rate?

As of August 4, 2026, Healthcare First Credit Union offers personal loans from 9% APR.

What is Healthcare First Credit Union's best CD rate?

As of August 4, 2026, Healthcare First Credit Union offers savings and certificate (CD) yields up to 3.25% APY.

Related Rate Data

Compare Healthcare First Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Healthcare First Credit Union rates

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Use it via API

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terminal
# Get rates for Healthcare First Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/healthcare-first-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"