01
Five products that matter
30-year purchase mortgage, new and used auto, HELOC, unsecured personal, and a 12-month CD — the rates members shop most.
For Credit Unions
Your rates are your best marketing. We can prove where they stand.
RateAPI tracks the published rates of 3,700+ US credit unions daily — including yours — and ranks every market by true cost. Scorecards show exactly where your board sits against your in-state peers.
What a scorecard is
Your best published rate, per product, ranked
A scorecard takes your best published APR for each of five everyday products — a 30-year purchase mortgage, a new auto loan, a used auto loan, a HELOC, an unsecured personal loan, and a 12-month CD — and ranks each one against every in-state credit union we track. It refreshes weekly. Promotional teasers are excluded, so you are compared on the standard rate a member actually gets, and every market shown has a minimum of eight peers so the ranking means something.
Plenty of credit unions are hidden market leaders and simply don’t know it. The scorecard is often the first time a board sees, in one place, that it already has the best auto rate in the state.
02
Ranked against real peers
Every in-state credit union we track with a current rate, a minimum of eight peers per market, and promotional teasers left out.
03
Refreshed weekly
Rankings move as the market moves, so your board is looking at where you stand now, not a snapshot from last quarter.
About the data
It’s all your own public information.
- Published, not private. Everything on your scorecard is the public rate information you already post on your own website. We show it back to you, in context.
- Re-verified daily, with proof. We read your rates from your site and re-check them every day. Each number traces to the exact page we read it from.
- Zero affiliate revenue. We take no referral or affiliate money. Rankings cannot be bought — which is exactly why they’re credible when they say you’re winning.
- Wrong? We’ll trace it. If anything looks off, claim your profile or email us and we’ll take you to the exact page we read it from and fix any genuine misread.
More on how we work: our data methodology and transparency page.
Sourceyour website
Re-verifieddaily
Proofpage-level
Affiliate revenue$0
Pay to ranknever
Your claimed dashboard
See who’s looking, and where you stand.
- Traffic to your page. How many prospective members viewed your profile, whether they arrived from search or from an AI assistant, and which products they came to see.
- Insights against your peers. Where each of your rates ranks among the in-state credit unions we track, and an alert when a peer moves a rate you compete on.
- Control of your data. Correct a misread, add products we missed, and keep the page members see accurate without waiting on a scrape.
To be direct about what this is not: RateAPI is not a rate-comparison site. We sell data and software — never leads, never placement. No one can pay to appear above you, and your dashboard exists to make your data accurate and your position visible, not to sell your members’ attention.
Dashboards are rolling out to claimed profiles first. Claim yours to get early access.
Profile views (30d)412
From AI assistants31%
Most-viewed productnew auto
New auto rank#3 of 41
Peer rate moves (7d)2
What you can do with it
From a scorecard to something members see
01
Claim your profile
Your credit union already has a rate page on RateAPI that prospective members — and the AI assistants they ask — see when they compare rates. Claim it to correct or update rates, add products we missed, and unlock your dashboard: traffic to your page and insights against your in-state peers.
Claim your profile →02
Get your scorecard, refreshed weekly
Tell us your credit union and we’ll send your scorecard and keep it current every week — no account, no forms.
Email kam@rateapi.dev with your credit union’s name →03
Put your rates to work
When you’re winning a market, tell members. Send branded top-rates emails or embed a live comparison on your own site.
04
Give your developers the full API
The team that runs your site can pull the same verified, normalized rate data directly — your own rates and every peer’s.
Explore the API →FAQ
Common questions
Where does the data come from?
Everything on your scorecard is your own public, published rate information — the same rates posted on your website. We gather them from your site and re-verify them daily with page-level proof, so every number traces back to the exact page we read it from.
Can we correct an error?
Yes. If anything on your scorecard looks wrong, email kam@rateapi.dev and we'll trace it to the exact page and line we read it from. If we misread it, we fix it; if the page changed, the next daily verification picks it up.
Do you sell leads or take referral fees?
Never. RateAPI takes zero affiliate or referral revenue. No credit union can pay to move up a ranking. That independence is the whole point — it is exactly why the ranking is credible when it says you are winning.
How do we get our scorecard?
Email kam@rateapi.dev with your credit union's name and we'll send your scorecard and refresh it weekly. Weekly scorecards are a new program, so getting on the list early means you help shape it.
Is RateAPI a rate-comparison site?
No. RateAPI is rate data infrastructure. The public profile pages exist so every number we publish is verifiable, but the business sells data and software — never leads, never placement, zero affiliate revenue. There is no way to pay for position, which is exactly why the rankings are worth showing your board.
How do we claim our profile?
Submit the claim form with your name and a work email on your credit union's own domain — a matching domain verifies you instantly. Claiming is free for credit union staff and lets you correct or update rates, add products we missed, and take ownership of the page prospective members see. Claiming never changes your ranking, only the accuracy of your data.
See where you stand
Find out where your board really ranks.
Email us your credit union’s name and we’ll send your scorecard and refresh it weekly. Weekly scorecards are a new program — getting on the list early means you help shape it.