Merho Credit Union
Verified rate book
Current Merho Credit Union rates
3 published offers verified as of August 3, 2026.
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Auto-deducted, Over $75,000)heloc_fixed | 4.840% APR | 4.840% | — | Standard |
| Home Equity Loan (Over $75,000)heloc_fixed | 4.990% APR | 4.990% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 4.990% APR | 4.990% | — | Standard |
HELOC rates from 4.84% APR.
Source: RateAPI.dev, verified from Merho Credit Union's official website
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About Merho Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.7K
- Assets
- $61.1M
- Founded
- 1972
- Locations reported
- 2
- NCUA charter
- 20921
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Merho Credit Union
Membership eligibility from Merho Credit Union's own published criteria. How we verify this.
Membership via employers (Breezeline – Johnstown +23 more) or the Laurel Highlands On & Off Road Bicycling Assoc (LHORBA)
- EmployerBreezeline – Johnstown, Bishop McCort High School, Cambria Residential Services, Cardiology Associates of Johnstown, Center for Population Health, Chan Soon-Shiong Medical Center at Windber, Chan Soon-Shiong Institute of Molecular Medicine at Windber, Conemaugh Health System, Duke Lifepoint Healthcare, Conemaugh Physicians Group, Conemaugh School of Nursing, DRC Expediting, Inc., Highland Community Library, 1889 Foundation, Laurelwood Care Center, LHC Group (Formerly Conemaugh Home Health), LHC Group (Formerly Conemaugh Hospice Home Nursing), Meyersdale Medical Center, Mt Aloysius College, Problem Solutions, Quality Life Services at Westmont Woods, Rosewood Personal Care, Senior Life Johnstown, Select Specialty Hospital of Johnstown, Valley Pike Manor
- AssociationLaurel Highlands On & Off Road Bicycling Assoc (LHORBA)
Verified from Merho Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Merho Credit Union offer?
Merho Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Merho Credit Union rates updated?
RateAPI verifies Merho Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Merho Credit Union's rate data?
Rate data is collected directly from Merho Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Merho Credit Union's HELOC rate?
As of August 3, 2026, Merho Credit Union offers home equity lines of credit from 4.84% APR.
Related Rate Data
Compare Merho Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Merho Credit Union rates
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# Get rates for Merho Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/merho" \
-H "Authorization: Bearer YOUR_API_KEY"