Texans Credit Union
Verified rate book
Current Texans Credit Union rates
25 published offers verified as of August 4, 2026.
Auto & vehicle rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Used Auto Loanauto_used_36mo | 4.790% APR | 4.790% | 36 mo · used | Standard |
| 36-Month New Auto Loanauto_new_36mo | 4.790% APR | 4.790% | 36 mo · new | Standard |
| Auto Loan Rates (0 to 36 Months 1)auto_any_36mo | 4.790% APR | 4.790% | 36 mo | Standard |
| Auto Loan Rates (37 to 48 Months 1)auto_any_48mo | 5.090% APR | 5.090% | 48 mo | Standard |
| 48-Month New Auto Loanauto_new_48mo | 5.090% APR | 5.090% | 48 mo · new | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 5.290% APR | 5.290% | 48 mo · used | Standard |
| Auto Loan Rates (49 to 60 Months 1)auto_any_60mo | 5.430% APR | 5.430% | 60 mo | Standard |
| 60-Month New Auto Loanauto_new_60mo | 5.430% APR | 5.430% | 60 mo · new | Standard |
| Auto Loan Rates (61 to 72 Months 2)auto_any_72mo | 5.510% APR | 5.510% | 72 mo | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.510% APR | 5.510% | 72 mo · new | Standard |
| Auto Loan Rates (73 to 75 Months 3)auto_any_75mo | 5.590% APR | 5.590% | 75 mo | Standard |
| 75-Month New Auto Loanauto_new_75mo | 5.590% APR | 5.590% | 75 mo · new | Standard |
| 78-Month New Auto Loanauto_new_78mo | 5.690% APR | 5.690% | 78 mo · new | Standard |
| Auto Loan Rates (76 to 78 Months 3)auto_any_78mo | 5.690% APR | 5.690% | 78 mo | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.700% APR | 5.700% | 72 mo · used | Standard |
| Auto Loan Rates (79 to 84 Months⁴)auto_any_84mo | 5.940% APR | 5.940% | 84 mo | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.940% APR | 5.940% | 84 mo · new | Standard |
| 75-Month Used Auto Loanauto_used_75mo | 5.950% APR | 5.950% | 75 mo · used | Standard |
| 78-Month Used Auto Loanauto_used_78mo | 6.000% APR | 6.000% | 78 mo · used | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 7.190% APR | 7.190% | 84 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.873% APR | 5.873% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loan Rates (0 to 36 Months)personal_unsecured_36mo | 8.990% APR | 8.990% | 36 mo | Standard |
| Personal Loan Rates (37 to 60 Months)personal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| Variable APR²personal | 11.400% APR | 11.400% | — | Standard |
| Texans Line of Creditploc_variable | 11.400% APR | 11.400% | — | Standard |
Auto loans available from 4.79% APR for 36 months. HELOC rates from 5.873% APR. Personal loan rates from 8.99% APR.
Source: RateAPI.dev, verified from Texans Credit Union's official website
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About Texans Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 152.7K
- Assets
- $2.6B
- Founded
- 1953
- Locations reported
- 14
- NCUA charter
- 60806
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Texans Credit Union
Membership eligibility from Texans Credit Union's own published criteria. How we verify this.
Membership via employers (Texans Preferred Business)
- LocationCollin, Cooke, Dallas, Denton, Ellis, Fannin, Grayson, Hunt, Kaufman, Rockwall, Tarrant, Travis, Williamson — TX
- EmployerTexans Preferred Business
Cost to join: About $5.
Verified from Texans Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Texans Credit Union?
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Frequently Asked Questions
What rates does Texans Credit Union offer?
Texans Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Texans Credit Union rates updated?
RateAPI verifies Texans Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Texans Credit Union's rate data?
Rate data is collected directly from Texans Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Texans Credit Union's auto loan rates?
As of August 4, 2026, Texans Credit Union offers auto loans from 4.79% APR.
What is Texans Credit Union's HELOC rate?
As of August 4, 2026, Texans Credit Union offers home equity lines of credit from 5.873% APR.
What is Texans Credit Union's personal loan rate?
As of August 4, 2026, Texans Credit Union offers personal loans from 8.99% APR.
Related Rate Data
Compare Texans Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Texans Credit Union rates
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# Get rates for Texans Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/texans" \
-H "Authorization: Bearer YOUR_API_KEY"