America's Credit Union
Verified rate book
Current America's Credit Union rates
14 published offers verified as of August 3, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 5.690% APR | 5.690% | — | Standard |
| 15-Year Fixed15 year fixed | 5.714% APR | 5.690% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New and Used Auto Loanauto_any_60mo | 4.400% APR | 4.400% | 60 mo · any | Standard |
| Motorcycle | RV | Boat | ATV | UTVmotorcycle_any_60mo | 4.800% APR | 4.800% | 60 mo | Standard |
| Motorcycle | RV | Boat | ATV | UTVmotorcycle_any_72mo | 5.440% APR | 5.440% | 72 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.690% APR | 5.690% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Signature Loanpersonal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
| Personal Line of Creditploc_variable | 10.990% APR | 10.990% | — | Standard |
| Signature - 37 to 48 monthsother | 10.990% APR | 10.990% | — | Standard |
| Signature - 49 to 60 monthsother | 11.990% APR | 11.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.990% APR | 9.990% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Savingsshare_savings | 4.00% APY | 4.00% | 60 mo | Standard |
| 7-Month Certificatecd_7mo | 4.00% APY | 4.00% | 7 mo | Standard |
As of August 3, 2026, America's Credit Union offers a 30-year fixed mortgage at 5.69% APR. Vehicle loans available from 4.4% APR for 60 months. HELOC rates from 5.69% APR. Personal loan rates from 9.99% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from America's Credit Union's official website
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About America's Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 31.7K
- Assets
- $422.5M
- Founded
- 1934
- Locations reported
- 8
- NCUA charter
- 67470
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join America's Credit Union
Membership eligibility from America's Credit Union's own published criteria. How we verify this.
Membership via employers (Kraft Heinz +2 more)
- LocationDallas, Collin, Rockwall
- EmployerKraft Heinz, Don Johnson's Tobacco World, Commercial Metals Company
Cost to join: About $25.
Verified from America's Credit Union's membership page. Final membership determination is always made by the credit union.
Work at America's Credit Union?
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Frequently Asked Questions
What rates does America's Credit Union offer?
America's Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are America's Credit Union rates updated?
RateAPI verifies America's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get America's Credit Union's rate data?
Rate data is collected directly from America's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is America's Credit Union's mortgage rate?
As of August 3, 2026, America's Credit Union offers a 30-year fixed mortgage at 5.69% APR.
What are America's Credit Union's auto & motorcycle loan rates?
As of August 3, 2026, America's Credit Union offers vehicle loans from 4.4% APR.
What is America's Credit Union's HELOC rate?
As of August 3, 2026, America's Credit Union offers home equity lines of credit from 5.69% APR.
What is America's Credit Union's personal loan rate?
As of August 3, 2026, America's Credit Union offers personal loans from 9.99% APR.
What is America's Credit Union's best CD rate?
As of August 3, 2026, America's Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare America's Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack America's Credit Union rates
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# Get rates for America's Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/americas" \
-H "Authorization: Bearer YOUR_API_KEY"