Credit Union of Texas

Allen, Texas
Last verified: July 30, 2026
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Verified rate book

Current Credit Union of Texas rates

2 published offers verified as of July 30, 2026.

How we verify rates

Mortgage rates

2 offers
Credit Union of Texas mortgage rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
5/6 ARM Mortgage5 1 arm6.391% APR5.450%Standard
40-Year Mortgageother6.783% APR6.500%Standard

As of July 30, 2026, Credit Union of Texas offers a 5 1 arm mortgage at 6.391% APR.

Source: RateAPI.dev, verified from Credit Union of Texas's official website

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About Credit Union of Texas

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
184K
Assets
$2.7B
Founded
1931
Locations reported
26
NCUA charter
66327
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Credit Union of Texas

Membership eligibility from Credit Union of Texas's own published criteria. How we verify this.

Membership criteria are published on Credit Union of Texas's website. Check the membership page below to confirm whether you qualify.

Verified from Credit Union of Texas's membership page. Final membership determination is always made by the credit union.

Work at Credit Union of Texas?

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Frequently Asked Questions

What rates does Credit Union of Texas offer?

Credit Union of Texas currently offers mortgage rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.

How often are Credit Union of Texas rates updated?

RateAPI verifies Credit Union of Texas's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.

Where does RateAPI get Credit Union of Texas's rate data?

Rate data is collected directly from Credit Union of Texas's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Credit Union of Texas's mortgage rate?

As of July 30, 2026, Credit Union of Texas offers a 5 1 arm mortgage at 6.391% APR.

Related Rate Data

Compare Credit Union of Texas's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Credit Union of Texas
curl "https://api.rateapi.dev/credit-unions/texas/credit-union-of-texas" \
  -H "Authorization: Bearer YOUR_API_KEY"