Advancial Credit Union

Dallas, Texas
Last verified: August 3, 2026
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Verified rate book

Current Advancial Credit Union rates

41 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

7 offers
Advancial Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Jumbo 30-Year Fixed30 year fixed6.260% APR6.125%—Standard
30-Year Fixed30 year fixed6.420% APR6.250%—Standard
15-Year Fixed15 year fixed5.920% APR5.625%—Standard
Jumbo 15-Year Fixed15 year fixed6.180% APR6.000%—Standard
20-Year Fixed20 year fixed6.640% APR6.375%—Standard
Jumbo, 5 Year Termother4.340% APR4.340%—Standard
Mortgageother5.920% APR5.920%—Standard

Auto & vehicle rates

24 offers
Advancial Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Auto Loanauto_any_36mo4.830% APR4.830%36 moStandard
48-Month Auto Loanauto_any_48mo4.980% APR4.980%48 moStandard
Auto Loanauto5.030% APR5.030%—Standard
60-Month Auto Loanauto_any_60mo5.170% APR5.170%60 moStandard
72-Month Auto Loanauto_any_72mo5.910% APR5.910%72 moStandard
48-Month Boat Loanboat_any_48mo6.310% APR6.310%48 moStandard
60-Month Boat Loanboat_any_60mo6.490% APR6.490%60 moStandard
84-Month Auto Loanauto_any_84mo6.500% APR6.500%84 moStandard
72-Month Boat Loanboat_any_72mo6.620% APR6.620%72 moStandard
Motor Home & Travel Trailerrv_any_48mo6.680% APR6.680%48 moStandard
84-Month Boat Loanboat_any_84mo6.800% APR6.800%84 moStandard
Motor Home & Travel Trailerrv_any_60mo6.880% APR6.880%60 moStandard
Motor Home & Travel Trailerrv_any_72mo7.000% APR7.000%72 moStandard
120-Month Boat Loanboat_any_120mo7.070% APR7.070%120 moStandard
Motorcycle, Jet Ski, ATV & Pop-up Campermotorcycle_any_36mo7.110% APR7.110%36 moStandard
144-Month Boat Loanboat_any_144mo7.150% APR7.150%144 moStandard
Motor Home & Travel Trailerrv_any_84mo7.190% APR7.190%84 moStandard
Motorcycle, Jet Ski, ATV & Pop-up Campermotorcycle_any_48mo7.260% APR7.260%48 moStandard
Motor Home & Travel Trailerrv_any_120mo7.360% APR7.360%120 moStandard
Motor Home & Travel Trailerrv_any_144mo7.460% APR7.460%144 moStandard
Motorcycle, Jet Ski, ATV & Pop-up Campermotorcycle_any_60mo7.480% APR7.480%60 moStandard
Motor Home & Travel Trailerrv_any_180mo7.580% APR7.580%180 moStandard
Motorcycle, Jet Ski, ATV & Pop-up Campermotorcycle_any_72mo7.620% APR7.620%72 moStandard
180-Month Boat Loanboat_any_180mo7.660% APR7.660%180 moStandard

HELOC rates

2 offers
Advancial Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc6.090% APR6.090%—Standard
HELOCheloc_variable7.500% APR7.500%—Standard

Credit card rates

4 offers
Advancial Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.900% APR9.900%—Standard
Visa® Rewards Pluscredit_card_rewards9.900% APR9.900%—Standard
Business Credit Cardcredit_card_business11.900% APR11.900%—Standard
Secured Credit Cardcredit_card_secured17.900% APR17.900%—Standard

Savings & CD rates

4 offers
Advancial Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Business Money Marketmoney_market0.46% APY0.46%—Standard
Business Money Marketmoney_market0.51% APY0.51%—Standard
Business Money Marketmoney_market0.56% APY0.56%—Standard
Premium Money Marketmoney_market1.22% APY1.21%—Standard

As of August 3, 2026, Advancial Credit Union offers a 30-year fixed mortgage at 6.26% APR (1 points). Vehicle loans available from 4.83% APR for 36 months. HELOC rates from 6.09% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 1.22% APY.

Source: RateAPI.dev, verified from Advancial Credit Union's official website

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About Advancial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
141.7K
Assets
$2.4B
Founded
1937
Locations reported
17
NCUA charter
2285
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America'sRoyal Branch · Dallas · TX · 75231-2219Branch in the same ZIPNavy Federal Credit UnionNortheast Dallas TX · Dallas · TX · 75231Branch in the same ZIPTexansPreston & Forest · Dallas · TX · 75230About 3.3 miles awayResource OneNorth Dallas · Dallas · TX · 75251-1317About 3.5 miles awayNeighborhoodCorporate Office · Dallas · TX · 75240-2521About 4.7 miles awayCityCityview · Dallas · TX · 75228About 5.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Advancial Credit Union

Membership eligibility from Advancial Credit Union's own published criteria. How we verify this.

Membership criteria are published on Advancial Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $5 (a $0 membership fee plus a $5 minimum deposit).

Verified from Advancial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Advancial Credit Union?

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Frequently Asked Questions

What rates does Advancial Credit Union offer?

Advancial Credit Union currently offers mortgage, vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Advancial Credit Union rates updated?

RateAPI verifies Advancial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Advancial Credit Union's rate data?

Rate data is collected directly from Advancial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Advancial Credit Union's mortgage rate?

As of August 3, 2026, Advancial Credit Union offers a 30-year fixed mortgage at 6.26% APR.

What are Advancial Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 3, 2026, Advancial Credit Union offers vehicle loans from 4.83% APR.

What is Advancial Credit Union's HELOC rate?

As of August 3, 2026, Advancial Credit Union offers home equity lines of credit from 6.09% APR.

What is Advancial Credit Union's best CD rate?

As of August 3, 2026, Advancial Credit Union offers savings and certificate (CD) yields up to 1.22% APY.

Related Rate Data

Compare Advancial Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Advancial Credit Union rates

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# Get rates for Advancial Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/advancial" \
  -H "Authorization: Bearer YOUR_API_KEY"
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