Neighborhood Credit Union
Verified rate book
Current Neighborhood Credit Union rates
34 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 54-Month Auto Loanauto_any_54mo | 3.990% APR | 3.990% | 54 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity (1st Lien)heloc | 4.540% APR | 4.540% | — | Standard |
| Home Equity (2nd Lien)heloc | 5.540% APR | 5.540% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 7.140% APR | 7.140% | 36 mo | Standard |
| Home improvement with a personal loan? (73 - 94 months)personal_unsecured_94mo | 9.490% APR | 9.490% | 94 mo | Standard |
| Personal Loan Pluspersonal_unsecured_84mo | 9.490% APR | 9.490% | 84 mo | Standard |
Savings & CD rates
28 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| High Yield Savingssavings | 2.75% APY | 2.75% | — | Standard |
| IRA & Roth IRA Certificateira_cd_60mo | 3.30% APY | 3.30% | 60 mo | Standard |
| Good to Know: (60 months)cd_60mo | 3.30% APY | 3.30% | 60 mo | Standard |
| Terms from 91 days to 60 months, competitive rates, low risk Open Nowcd_60mo | 3.30% APY | 3.30% | 60 mo | Standard |
| Standard Certificatecd | 3.30% APY | 3.30% | — | Standard |
| Good to Know: (91 days)savings | 3.30% APY | 3.30% | — | Standard |
| Good to Know: (36 months)cd_36mo | 3.30% APY | 3.30% | 36 mo | Standard |
| Good to Know: (48 months)cd_48mo | 3.30% APY | 3.30% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.35% APY | 3.30% | 60 mo | Standard |
| IRA & Roth IRAira | 3.35% APY | 3.30% | 36 mo | Standard |
| 91 Dayssavings | 3.35% APY | 3.30% | — | Standard |
| 36-Month Certificatecd_36mo | 3.35% APY | 3.30% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.35% APY | 3.30% | 48 mo | Standard |
| A flexible short-term CD for 12 months to grow your money fast open Nowcd_12mo | 3.45% APY | 3.45% | 12 mo | Standard |
| FlexPlussavings | 3.45% APY | 3.45% | — | Standard |
| Good to Know: (6 months)cd_6mo | 3.45% APY | 3.45% | 6 mo | Standard |
| Good to Know: (12 months)cd_12mo | 3.45% APY | 3.45% | 12 mo | Standard |
| Good to Know: (30 months)cd_30mo | 3.45% APY | 3.45% | 30 mo | Standard |
| Good to Know: (18 months)cd_18mo | 3.45% APY | 3.45% | 18 mo | Standard |
| Guaranteed Returnssavings | 3.49% APY | 3.49% | — | Standard |
| Inflate My Rate CDcd | 3.49% APY | 3.49% | — | Standard |
| 18-Month Certificatecd_18mo | 3.50% APY | 3.45% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.45% | 6 mo | Standard |
| 30-Month Certificatecd_30mo | 3.50% APY | 3.45% | 30 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.45% | 12 mo | Standard |
| IRA & Roth IRAira | 3.50% APY | 3.45% | 12 mo | Standard |
| Must be opened online, must be 18 years of age or older, short-term of 17 months Open Nowcd_17mo | 3.54% APY | 3.54% | 17 mo | Standard |
| 17-Month Certificatecd_17mo | 3.60% APY | 3.60% | 17 mo | Standard |
Auto loans available from 3.99% APR for 54 months. HELOC rates from 4.54% APR. Personal loan rates from 7.14% APR. Savings and certificate yields up to 3.60% APY.
Source: RateAPI.dev, verified from Neighborhood Credit Union's official website
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About Neighborhood Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 68.3K
- Assets
- $1.1B
- Founded
- 1930
- Locations reported
- 17
- NCUA charter
- 67681
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Neighborhood Credit Union
Membership eligibility from Neighborhood Credit Union's own published criteria. How we verify this.
Membership criteria are published on Neighborhood Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $25.
Verified from Neighborhood Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Neighborhood Credit Union?
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Frequently Asked Questions
What rates does Neighborhood Credit Union offer?
Neighborhood Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Neighborhood Credit Union rates updated?
RateAPI verifies Neighborhood Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Neighborhood Credit Union's rate data?
Rate data is collected directly from Neighborhood Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Neighborhood Credit Union's auto loan rates?
As of August 4, 2026, Neighborhood Credit Union offers auto loans from 3.99% APR.
What is Neighborhood Credit Union's HELOC rate?
As of August 4, 2026, Neighborhood Credit Union offers home equity lines of credit from 4.54% APR.
What is Neighborhood Credit Union's personal loan rate?
As of August 4, 2026, Neighborhood Credit Union offers personal loans from 7.14% APR.
What is Neighborhood Credit Union's best CD rate?
As of August 4, 2026, Neighborhood Credit Union offers savings and certificate (CD) yields up to 3.60% APY.
Related Rate Data
Compare Neighborhood Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Neighborhood Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/neighborhood" \
-H "Authorization: Bearer YOUR_API_KEY"