Southern Credit Union
Verified rate book
Current Southern Credit Union rates
2 published offers verified as of July 30, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.500% APR | 3.500% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 3.86% APY | 3.86% | — | Standard |
Auto loans available from 3.5% APR. Savings and certificate yields up to 3.86% APY.
Source: RateAPI.dev, verified from Southern Credit Union's official website
Loading branch locator…
About Southern Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $77.6M
- Founded
- 1954
- Locations reported
- 1
- NCUA charter
- 9214
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southern Credit Union
Membership eligibility from Southern Credit Union's own published criteria. How we verify this.
Membership criteria are published on Southern Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Southern Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southern Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Southern Credit Union ranks against Texas peers.
Frequently Asked Questions
What rates does Southern Credit Union offer?
Southern Credit Union currently offers Auto loan rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Southern Credit Union rates updated?
RateAPI verifies Southern Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Southern Credit Union's rate data?
Rate data is collected directly from Southern Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southern Credit Union's auto loan rates?
As of July 30, 2026, Southern Credit Union offers auto loans from 3.5% APR.
What is Southern Credit Union's best CD rate?
As of July 30, 2026, Southern Credit Union offers savings and certificate (CD) yields up to 3.86% APY.
Related Rate Data
Compare Southern Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Southern Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Texas credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Southern Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/southern" \
-H "Authorization: Bearer YOUR_API_KEY"