Energy One Credit Union
Verified rate book
Current Energy One Credit Union rates
15 published offers verified as of August 4, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 72-Month Auto Loan (2013–2019)auto_any_72mo | 6.190% APR | 6.190% | 72 mo | Standard |
| RV/Boat/Trailer $30,000–$49,999rv_any_84mo | 6.740% APR | 6.740% | 84 mo | Standard |
| RV/Boat/Trailer $10,000–$29,999rv | 6.740% APR | 6.740% | — | Standard |
| RV/Boat/Trailer $5,000–$9,999rv | 6.740% APR | 6.740% | — | Standard |
| RV/Boat/Trailer $50,000–$79,999rv_any_120mo | 7.240% APR | 7.240% | 120 mo | Standard |
| 60-Month New Motorcycle Loanmotorcycle_new_60mo | 7.990% APR | 7.990% | 60 mo · new | Standard |
| Up to 48-Month Used Auto Loan (2012 and Older)auto_used_48mo | 8.190% APR | 8.190% | 48 mo · used | Standard |
| RV/Boat/Trailer $80,000+rv_any_180mo | 8.240% APR | 8.240% | 180 mo | Standard |
| PWC / ATV / Golf Cart $5,000–$9,999boat_any_48mo | 8.490% APR | 8.490% | 48 mo | Standard |
| 48-Month Used Motorcycle Loanmotorcycle_used_48mo | 8.490% APR | 8.490% | 48 mo · used | Standard |
| PWC / ATV / Golf Cart $10,000–$19,999boat_any_60mo | 8.740% APR | 8.740% | 60 mo | Standard |
| PWC / ATV / Golf Cart $20,000+boat_any_72mo | 8.990% APR | 8.990% | 72 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loan (Under $5,000)personal_unsecured | 14.990% APR | 14.990% | — | Standard |
| Signature Loan ($5,000+)personal_unsecured | 14.990% APR | 14.990% | — | Standard |
Vehicle loans available from 6.19% APR for 72 months. HELOC rates from 6.75% APR. Personal loan rates from 14.99% APR.
Source: RateAPI.dev, verified from Energy One Credit Union's official website
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About Energy One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 16.7K
- Assets
- $308.2M
- Founded
- 1935
- Locations reported
- 8
- NCUA charter
- 256
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Energy One Credit Union
Membership eligibility from Energy One Credit Union's own published criteria. How we verify this.
Membership criteria are published on Energy One Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Energy One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Energy One Credit Union?
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Frequently Asked Questions
What rates does Energy One Credit Union offer?
Energy One Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Energy One Credit Union rates updated?
RateAPI verifies Energy One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Energy One Credit Union's rate data?
Rate data is collected directly from Energy One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Energy One Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Energy One Credit Union offers vehicle loans from 6.19% APR.
What is Energy One Credit Union's HELOC rate?
As of August 4, 2026, Energy One Credit Union offers home equity lines of credit from 6.75% APR.
What is Energy One Credit Union's personal loan rate?
As of August 4, 2026, Energy One Credit Union offers personal loans from 14.99% APR.
Related Rate Data
Compare Energy One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Energy One Credit Union rates
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# Get rates for Energy One Credit Union
curl "https://api.rateapi.dev/credit-unions/oklahoma/energy-one" \
-H "Authorization: Bearer YOUR_API_KEY"