BP Credit Union

Houston, Texas
Last verified: August 4, 2026
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Verified rate book

Current BP Credit Union rates

31 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

30 offers
BP Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.900% APR5.900%—Standard
36-Month RV Loanrv_any_36mo6.500% APR6.500%36 moStandard
36-Month Motorcycle Loanmotorcycle_any_36mo6.500% APR6.500%36 moStandard
Boat/Watercraftboat_any_36mo6.500% APR6.500%36 moStandard
48-Month RV Loanrv_any_48mo7.250% APR7.250%48 moStandard
48-Month Motorcycle Loanmotorcycle_any_48mo7.250% APR7.250%48 moStandard
Boat/Watercraftboat_any_48mo7.250% APR7.250%48 moStandard
60-Month RV Loanrv_any_60mo7.500% APR7.500%60 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo7.500% APR7.500%60 moStandard
Boat/Watercraftboat_any_60mo7.500% APR7.500%60 moStandard
72-Month Motorcycle Loanmotorcycle_any_72mo7.990% APR7.990%72 moStandard
Boat/Watercraftboat_any_72mo7.990% APR7.990%72 moStandard
72-Month RV Loanrv_any_72mo7.990% APR7.990%72 moStandard
84-Month Motorcycle Loanmotorcycle_any_84mo8.250% APR8.250%84 moStandard
Boat/Watercraftboat_any_84mo8.250% APR8.250%84 moStandard
84-Month RV Loanrv_any_84mo8.250% APR8.250%84 moStandard
Boat/Watercraftboat_any_96mo8.500% APR8.500%96 moStandard
96-Month RV Loanrv_any_96mo8.500% APR8.500%96 moStandard
Boat/Watercraftboat_any_108mo8.990% APR8.990%108 moStandard
108-Month RV Loanrv_any_108mo8.990% APR8.990%108 moStandard
120-Month RV Loanrv_any_120mo9.990% APR9.990%120 moStandard
Boat/Watercraftboat_any_120mo9.990% APR9.990%120 moStandard
132-Month RV Loanrv_any_132mo10.250% APR10.250%132 moStandard
Boat/Watercraftboat_any_132mo10.250% APR10.250%132 moStandard
Boat/Watercraftboat_any_144mo10.990% APR10.990%144 moStandard
144-Month RV Loanrv_any_144mo10.990% APR10.990%144 moStandard
156-Month RV Loanrv_any_156mo11.250% APR11.250%156 moStandard
168-Month RV Loanrv_any_168mo11.750% APR11.750%168 moStandard
Boat/Watercraftboat_any_180mo11.990% APR11.990%180 moStandard
180-Month RV Loanrv_any_180mo11.990% APR11.990%180 moStandard

Personal loan rates

1 offer
BP Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.900% APR9.900%—Standard

Vehicle loans available from 5.9% APR. Personal loan rates from 9.9% APR.

Source: RateAPI.dev, verified from BP Credit Union's official website

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About BP Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.4K
Assets
$130.5M
Founded
1937
Locations reported
7
NCUA charter
24445
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AdvancialWest Houston · Houston · TX · 77079Branch in the same ZIPFirst ServiceShell Woodcreek Branch · Houston · TX · 77079-1115Branch in the same ZIPHoustonMemorial · Houston · TX · 77079-4416Branch in the same ZIPMembers ChoiceConoco · Houston · TX · 77079-2703Branch in the same ZIPTruityHouston ConocoPhillips EC4 · Houston · TX · 77079-2703Branch in the same ZIPEnergy OneCitgo Headquarters · Houston · TX · 77077About 2.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join BP Credit Union

Membership eligibility from BP Credit Union's own published criteria. How we verify this.

Membership via employers (BP +1 more) or the select employee groups

  • EmployerBP, contractors of BP
  • Associationselect employee groups

Cost to join: About $25.

Verified from BP Credit Union's membership page. Final membership determination is always made by the credit union.

Work at BP Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where BP Credit Union ranks against Texas peers.

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Frequently Asked Questions

What rates does BP Credit Union offer?

BP Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are BP Credit Union rates updated?

RateAPI verifies BP Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get BP Credit Union's rate data?

Rate data is collected directly from BP Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are BP Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, BP Credit Union offers vehicle loans from 5.9% APR.

What is BP Credit Union's personal loan rate?

As of August 4, 2026, BP Credit Union offers personal loans from 9.9% APR.

Related Rate Data

Compare BP Credit Union's rates against national credit-union benchmarks.

More Texas credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track BP Credit Union rates

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Access this data programmatically with our REST API

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# Get rates for BP Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/bp" \
  -H "Authorization: Bearer YOUR_API_KEY"
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