First Service Credit Union
Verified rate book
Current First Service Credit Union rates
28 published offers verified as of August 3, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto_any_36mo | 3.990% APR | 3.990% | 36 mo | Standard |
| 180-Month RV Loanrv_any_180mo | 6.740% APR | 6.740% | 180 mo | Standard |
| Motorcycle, Jet Ski, ATV, Riding Lawn Mower, or Tractor Loanmotorcycle_any_72mo | 8.550% APR | 8.550% | 72 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Seasonal Loanpersonal_unsecured_12mo | 9.990% APR | 9.990% | 12 mo | Standard |
| Personal Line of Creditploc_variable | 11.139% APR | 11.139% | — | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 11.990% APR | 11.990% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.139% APR | 11.139% | — | Standard |
| Cash Back Credit Cardcredit_card_cash_back | 17.990% APR | 17.990% | — | Standard |
Savings & CD rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Nonprofit Organization Savings Accountsavings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.10% APY | 0.10% | — | Standard |
| Health Savings Accountsavings | 0.10% APY | 0.10% | — | Standard |
| Coverdell ESA Savings Accountsavings | 0.30% APY | 0.30% | — | Standard |
| Holiday Club Savings Accountsavings | 0.30% APY | 0.30% | — | Standard |
| Coverdell ESA Savings Accountsavings | 0.60% APY | 0.59% | — | Standard |
| IRAira | 0.60% APY | 0.60% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 0.99% | — | Standard |
| Money Marketmoney_market | 1.05% APY | 1.04% | — | Standard |
| Money Marketmoney_market | 1.10% APY | 1.09% | — | Standard |
| Business Money Market Accountmoney_market | 1.15% APY | 1.14% | — | Standard |
| Business Money Market Accountmoney_market | 1.20% APY | 1.19% | — | Standard |
| Business Money Market Accountmoney_market | 1.25% APY | 1.24% | — | Standard |
| Standard CDcd_60mo | 3.40% APY | 3.35% | 60 mo | Standard |
| Standard CDcd_48mo | 3.45% APY | 3.40% | 48 mo | Standard |
| Standard CDcd_24mo | 3.50% APY | 3.44% | 24 mo | Standard |
| Standard CDcd_6mo | 3.55% APY | 3.49% | 6 mo | Standard |
| Standard CDcd_12mo | 3.60% APY | 3.54% | 12 mo | Standard |
| Standard CDcd_6mo | 3.65% APY | 3.59% | 6 mo | Standard |
| Standard CDcd_12mo | 3.70% APY | 3.64% | 12 mo | Standard |
Vehicle loans available from 3.99% APR for 36 months. Personal loan rates from 9.99% APR. Credit card rates from 11.139% APR. Savings and certificate yields up to 3.70% APY.
Source: RateAPI.dev, verified from First Service Credit Union's official website
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About First Service Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 108.2K
- Assets
- $1.5B
- Founded
- 1977
- Locations reported
- 14
- NCUA charter
- 68605
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Service Credit Union
Membership eligibility from First Service Credit Union's own published criteria. How we verify this.
Membership criteria are published on First Service Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from First Service Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does First Service Credit Union offer?
First Service Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are First Service Credit Union rates updated?
RateAPI verifies First Service Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get First Service Credit Union's rate data?
Rate data is collected directly from First Service Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Service Credit Union's auto, rv & motorcycle loan rates?
As of August 3, 2026, First Service Credit Union offers vehicle loans from 3.99% APR.
What is First Service Credit Union's personal loan rate?
As of August 3, 2026, First Service Credit Union offers personal loans from 9.99% APR.
What is First Service Credit Union's best CD rate?
As of August 3, 2026, First Service Credit Union offers savings and certificate (CD) yields up to 3.70% APY.
Related Rate Data
Compare First Service Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for First Service Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/first-service" \
-H "Authorization: Bearer YOUR_API_KEY"