Employee Resources Credit Union
Verified rate book
Current Employee Resources Credit Union rates
5 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| 10 year/1 year ARM - 30 years10 1 arm | 5.500% APR | 5.500% | — | Standard |
| 10-Year Fixed10 year fixed | 5.500% APR | 5.500% | — | Standard |
| 5 year/5 year ARM - 30 years5 1 arm | 5.500% APR | 5.500% | — | Standard |
| In-House Real Estate Loanother | 5.500% APR | 5.500% | — | Standard |
As of August 4, 2026, Employee Resources Credit Union offers a 15-year fixed mortgage at 5.75% APR.
Source: RateAPI.dev, verified from Employee Resources Credit Union's official website
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About Employee Resources Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 24.8K
- Assets
- $184.8M
- Founded
- 1964
- Locations reported
- 6
- NCUA charter
- 67789
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Employee Resources Credit Union
Membership eligibility from Employee Resources Credit Union's own published criteria. How we verify this.
Community charter: live/work in Lawrence, Giles, Wayne +1 more, TN
- LocationLawrence, Giles, Wayne, Henderson — TN
- EmployerMcNairy County School System, City of Adamsville, Flozone Services Inc., United Industries Inc.
Cost to join: About $5.
Verified from Employee Resources Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Employee Resources Credit Union?
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Frequently Asked Questions
What rates does Employee Resources Credit Union offer?
Employee Resources Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Employee Resources Credit Union rates updated?
RateAPI verifies Employee Resources Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Employee Resources Credit Union's rate data?
Rate data is collected directly from Employee Resources Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Employee Resources Credit Union's mortgage rate?
As of August 4, 2026, Employee Resources Credit Union offers a 15-year fixed mortgage at 5.75% APR.
Related Rate Data
Compare Employee Resources Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Employee Resources Credit Union rates
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# Get rates for Employee Resources Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/employee-resources" \
-H "Authorization: Bearer YOUR_API_KEY"