Listerhill Credit Union

Sheffield, Alabama
Last verified: August 4, 2026
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Verified rate book

Current Listerhill Credit Union rates

47 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

6 offers
Listerhill Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3/3 ARM3 3 arm5.240% APR5.240%—Standard
5/5 ARM5 5 arm5.500% APR5.500%—Standard
5/5 Adjustable Rate Mortgage - 100% of Purchase Price5 5 arm6.750% APR6.750%—Standard
Short Term Fixedother5.750% APR5.750%—Standard
Land Loanother6.750% APR6.750%—Standard
Construction Loanother7.490% APR7.490%—Standard

Auto & vehicle rates

1 offer
Listerhill Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Lawnmowers and Utility Trailerspowersports_any_72mo6.990% APR6.990%72 moStandard

HELOC rates

2 offers
Listerhill Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable4.000% APR4.000%—Standard
Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%—Standard

Personal loan rates

1 offer
Listerhill Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured11.240% APR11.240%—Standard

Savings & CD rates

35 offers
Listerhill Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Roth IRA Certificates (36 months)ira_cd_36mo3.25% APY3.25%36 moStandard
Standard Certificates (48 months)cd_48mo3.25% APY3.25%48 moStandard
Standard Certificates (36 months)cd_36mo3.25% APY3.25%36 moStandard
Standard CDcd_36mo3.29% APY3.25%36 moStandard
36-Month IRA Certificateira_cd_36mo3.29% APY3.25%36 moStandard
Jumbo Certificates (36 months)cd_36mo3.35% APY3.35%36 moStandard
Jumbo Certificates (48 months)cd_48mo3.35% APY3.35%48 moStandard
Jumbo CDcd_36mo3.39% APY3.35%36 moStandard
Standard Certificates (18 months)cd_18mo3.40% APY3.40%18 moStandard
Standard Certificates (24 months)cd_24mo3.40% APY3.40%24 moStandard
Standard Certificates (15 months)cd_15mo3.41% APY3.41%15 moStandard
Standard CDcd_18mo3.44% APY3.40%18 moStandard
Standard Certificates (6 months)cd_6mo3.45% APY3.45%6 moStandard
Standard CDcd_15mo3.45% APY3.41%15 moStandard
Standard CDcd_6mo3.49% APY3.45%6 moStandard
Jumbo Certificates (18 months)cd_18mo3.50% APY3.50%18 moStandard
Roth IRA Certificates (60 months)ira_cd_60mo3.50% APY3.50%60 moStandard
Standard Certificates (60 months)cd_60mo3.50% APY3.50%60 moStandard
Jumbo Certificates (24 months)cd_24mo3.50% APY3.50%24 moStandard
Jumbo Certificates (15 months)cd_15mo3.51% APY3.51%15 moStandard
Standard CDcd_60mo3.55% APY3.50%60 moStandard
Jumbo Certificates (6 months)cd_6mo3.55% APY3.55%6 moStandard
60-Month IRA Certificateira_cd_60mo3.55% APY3.50%60 moStandard
Jumbo CDcd_18mo3.55% APY3.50%18 moStandard
Jumbo CDcd_15mo3.56% APY3.51%15 moStandard
Jumbo CDcd_6mo3.60% APY3.55%6 moStandard
Jumbo Certificates (60 months)cd_60mo3.60% APY3.60%60 moStandard
Standard Certificates (12 months)cd_12mo3.65% APY3.65%12 moStandard
Roth IRA Certificates (12 months)ira_cd_12mo3.65% APY3.65%12 moStandard
Jumbo CDcd_60mo3.65% APY3.60%60 moStandard
Fixed Rates as high as:savings3.70% APY3.70%—Standard
Standard CDcd_12mo3.70% APY3.65%12 moStandard
12-Month IRA Certificateira_cd_12mo3.70% APY3.65%12 moStandard
Jumbo Certificates (12 months)cd_12mo3.75% APY3.75%12 moStandard
Jumbo CDcd_12mo3.80% APY3.75%12 moStandard

Equipment loan rates

1 offer
Listerhill Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Farm Equipmentequipment_84mo6.990% APR6.990%—Standard

Other rates

1 offer
Listerhill Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Other Loanother6.990% %6.990%—Standard

As of August 4, 2026, Listerhill Credit Union offers a 3 3 arm mortgage at 5.24% APR. Powersports loans available from 6.99% APR for 72 months. HELOC rates from 4% APR. Personal loan rates from 11.24% APR. Savings and certificate yields up to 3.80% APY. Equipment loans from 6.99% APR.

Source: RateAPI.dev, verified from Listerhill Credit Union's official website

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About Listerhill Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
91.8K
Assets
$1.5B
Founded
1952
Locations reported
18
NCUA charter
63057
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Alabama CentralMuscle Shoals · Muscle Shoals · AL · 35661-2303Branch in the same ZIPFamily SecurityMuscle Shoals · Muscle Shoals · AL · 35661Branch in the same ZIPTva Community Credit UnionWilson Dam Road · Muscle Shoals · AL · 35661Branch in the same ZIPValleyVALLEY CREDIT UNION · MUSCLE SHOALS · AL · 35661Branch in the same ZIPChampion CommunityCCCU - Florence Branch · Florence · AL · 35630-1432About 6.8 miles awayFlorenceFlorence Federal Credit Union · Florence · AL · 35630-2285About 6.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Listerhill Credit Union

Membership eligibility from Listerhill Credit Union's own published criteria. How we verify this.

Community charter: live/work in AL, GA, MS +2 more

  • LocationAL, GA, MS, FL, TN
  • AssociationKicks for Kids Association

Cost to join: About $5.

Verified from Listerhill Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Listerhill Credit Union?

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Frequently Asked Questions

What rates does Listerhill Credit Union offer?

Listerhill Credit Union currently offers mortgage, Powersports loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Listerhill Credit Union rates updated?

RateAPI verifies Listerhill Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Listerhill Credit Union's rate data?

Rate data is collected directly from Listerhill Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Listerhill Credit Union's mortgage rate?

As of August 4, 2026, Listerhill Credit Union offers a 3 3 arm mortgage at 5.24% APR.

What are Listerhill Credit Union's powersports loan rates?

As of August 4, 2026, Listerhill Credit Union offers powersports loans from 6.99% APR.

What is Listerhill Credit Union's HELOC rate?

As of August 4, 2026, Listerhill Credit Union offers home equity lines of credit from 4% APR.

What is Listerhill Credit Union's personal loan rate?

As of August 4, 2026, Listerhill Credit Union offers personal loans from 11.24% APR.

What is Listerhill Credit Union's best CD rate?

As of August 4, 2026, Listerhill Credit Union offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare Listerhill Credit Union's rates against national credit-union benchmarks.

More Alabama credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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