Tva Community Credit Union

Muscle Shoals, Alabama
Last verified: August 4, 2026
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Verified rate book

Current Tva Community Credit Union rates

35 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

8 offers
Tva Community Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed5.350% APR5.350%Standard
Mortgages (Up to 30 years)other5.350% APR5.350%Standard
Mortgageother5.350% APR5.350%Standard
Open a Free Checking Account (Mortgage)other5.350% APR5.350%Standard
Land Loanother5.850% APR5.850%Standard
Land Loans (Up to 12 years)other5.850% APR5.850%Standard
Construction Loanother7.500% APR7.500%Standard
Construction Loans (Up to 12 months)other7.500% APR7.500%Standard

Auto & vehicle rates

22 offers
Tva Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Open a Free Checking Account (Auto)auto4.950% APR4.950%Standard
Up to 48-Month Auto Loanauto_any_48mo4.950% APR4.950%48 moStandard
Auto Loans – New & Used (Current year model and 3 previous years) (Up to 48 months)auto_any_48mo4.950% APR4.950%48 mo · anyStandard
Auto Loans – Used (4 year old and older) (Up to 48 months)auto_used_48mo5.250% APR5.250%48 mo · usedStandard
Auto Loans – New & Used (Current year model and 3 previous years) (Up to 60 months)auto_any_60mo5.250% APR5.250%60 mo · anyStandard
Up to 60-Month Auto Loanauto_any_60mo5.250% APR5.250%60 moStandard
Up to 72-Month Auto Loanauto_any_72mo5.450% APR5.450%72 moStandard
Auto Loans – New & Used (Current year model and 3 previous years) (Up to 72 months)auto_any_72mo5.450% APR5.450%72 mo · anyStandard
Auto Loans – Used (4 year old and older) (Up to 60 months)auto_used_60mo5.450% APR5.450%60 mo · usedStandard
Auto Loans – Used (4 year old and older) (Up to 72 months)auto_used_72mo5.750% APR5.750%72 mo · usedStandard
Up to 84-Month Auto Loanauto_any_84mo6.000% APR6.000%84 moStandard
Auto Loans – New & Used (Current year model and 3 previous years) (Up to 84 months)auto_any_84mo6.000% APR6.000%84 mo · anyStandard
Open a Free Checking Account (Recreational Vehicles)rv6.450% APR6.450%Standard
Recreational Vehicle Loans – New (current year model and 3 previous years) (Up to 60 months)rv_new_60mo6.450% APR6.450%60 mo · newStandard
Recreational Vehicle Loans – New (current year model and 3 previous years) (Up to 72 months)rv_new_72mo6.750% APR6.750%72 mo · newStandard
Recreational Vehicle Loans – Used (4 years old and older) (Up to 48 months)rv_used_48mo6.950% APR6.950%48 mo · usedStandard
Recreational Vehicle Loans – Used (4 years old and older) (Up to 60 months)rv_used_60mo7.250% APR7.250%60 mo · usedStandard
Recreational Vehicle Loans – New (current year model and 3 previous years) (Up to 84 months)rv_new_84mo7.350% APR7.350%84 mo · newStandard
Recreational Vehicle Loans – Used (4 years old and older) (Up to 72 months)rv_used_72mo7.650% APR7.650%72 mo · usedStandard
Recreational Vehicle Loans – New (current year model and 3 previous years) (Up to 120 months)rv_new_120mo8.250% APR8.250%120 mo · newStandard
Recreational Vehicle Loans – Used (4 years old and older) (Up to 120 months)rv_used_120mo8.950% APR8.950%120 mo · usedStandard
Recreational Vehicle Loans – New (current year model and 3 previous years) (Up to 180 months)rv_new_180mo9.250% APR9.250%180 mo · newStandard

HELOC rates

2 offers
Tva Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Open a Free Checking Account (HELOC)heloc_variable6.500% APR6.500%Standard
10 Year Draw Period With 15 Year Payback Periodheloc6.500% APR6.500%Standard

Personal loan rates

2 offers
Tva Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured9.950% APR9.950%Standard
Personal Line of Creditploc_variable13.500% APR13.500%Standard

Credit card rates

1 offer
Tva Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loan Rates (VISA)credit_card9.950% APR9.950%Standard

As of August 4, 2026, Tva Community Credit Union offers a 30-year fixed mortgage at 5.35% APR. Vehicle loans available from 4.95% APR. HELOC rates from 6.5% APR. Personal loan rates from 9.95% APR. Credit card rates from 9.95% APR.

Source: RateAPI.dev, verified from Tva Community Credit Union's official website

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About Tva Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
20K
Assets
$424.4M
Founded
1936
Locations reported
10
NCUA charter
68559
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Tva Community Credit Union

Membership eligibility from Tva Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on Tva Community Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Tva Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tva Community Credit Union?

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Frequently Asked Questions

What rates does Tva Community Credit Union offer?

Tva Community Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Tva Community Credit Union rates updated?

RateAPI verifies Tva Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Tva Community Credit Union's rate data?

Rate data is collected directly from Tva Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Tva Community Credit Union's mortgage rate?

As of August 4, 2026, Tva Community Credit Union offers a 30-year fixed mortgage at 5.35% APR.

What are Tva Community Credit Union's auto & rv loan rates?

As of August 4, 2026, Tva Community Credit Union offers vehicle loans from 4.95% APR.

What is Tva Community Credit Union's HELOC rate?

As of August 4, 2026, Tva Community Credit Union offers home equity lines of credit from 6.5% APR.

What is Tva Community Credit Union's personal loan rate?

As of August 4, 2026, Tva Community Credit Union offers personal loans from 9.95% APR.

Related Rate Data

Compare Tva Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Tva Community Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/tva-community-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"