Ascend Credit Union
Verified rate book
Current Ascend Credit Union rates
39 published offers verified as of August 4, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| FHA 30-Year Fixed30 year fixed | 6.375% APR | 6.375% | — | Standard |
| 30-Year Fixed30 year fixed | 6.500% APR | 6.500% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.625% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 6.000% APR | 6.000% | — | Standard |
| 5/5 ARM 30 Year5 5 arm | 5.875% APR | 5.875% | — | Standard |
| 7/1 ARM 30 Year7 1 arm | 6.125% APR | 6.125% | — | Standard |
| 5/5 ARM First Time Homebuyer5 5 arm | 6.274% APR | 6.625% | — | Standard |
| 10/1 ARM 30 Year10 1 arm | 6.375% APR | 6.375% | — | Standard |
| 5/1 Vacant Land5 1 arm | 8.250% APR | 8.250% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month New Auto Loanauto_new_60mo | 4.990% APR | 4.990% | 60 mo · new | Standard |
| Up to 60-Month Used Auto Loanauto_used_60mo | 5.390% APR | 5.390% | 60 mo · used | Standard |
| New Vehicle (61 - 75 Months)auto_new_75mo | 5.490% APR | 5.490% | 75 mo · new | Standard |
| Used Vehicle (61 - 75 Months)auto_used_75mo | 5.740% APR | 5.740% | 75 mo · used | Standard |
| New Vehicle (76 - 84 Months)auto_new_84mo | 5.990% APR | 5.990% | 84 mo · new | Standard |
| Used Vehicle (76 - 84 Months)auto_used_84mo | 6.540% APR | 6.540% | 84 mo · used | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 3-Year Home Equity Loan (Fixed)heloc_fixed | 5.000% APR | 5.000% | — | Standard |
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.500% APR | 5.500% | — | Standard |
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 12.350% APR | 12.350% | — | Standard |
| Personal Line of Creditploc_variable | 12.350% APR | 12.350% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savings (Up to $9,999.99)savings | 0.01% APY | 0.01% | — | Standard |
| Savings ($10,000 - $99,999.99)savings | 0.05% APY | 0.05% | — | Standard |
| Savings ($100,000 - $249,999.99)savings | 0.15% APY | 0.15% | — | Standard |
| Under $2,500savings | 0.20% APY | 0.20% | — | Standard |
| Business Basic Checkingsavings | 0.20% APY | 0.20% | — | Standard |
| Savings ($250,000+)savings | 0.20% APY | 0.20% | — | Standard |
| $2,500 - $9,999.99savings | 0.50% APY | 0.50% | — | Standard |
| $10,000 - $99,999.99savings | 1.30% APY | 1.30% | — | Standard |
| $1,000,000 - $2,499,999.99savings | 1.35% APY | 1.35% | — | Standard |
| $2,500,000 - $4,999,999.99savings | 1.35% APY | 1.35% | — | Standard |
| $500,000 - $999,999.99savings | 1.35% APY | 1.35% | — | Standard |
| $100,000 - $249,999.99savings | 1.35% APY | 1.35% | — | Standard |
| $250,000 - $499,999.99savings | 1.35% APY | 1.35% | — | Standard |
| High-Yield Checking*savings | 2.99% APY | 2.99% | — | Standard |
| Business High-Yield Money Marketmoney_market | 3.10% APY | 3.10% | — | Standard |
| $5,000,000 AND OVERsavings | 3.50% APY | 3.50% | — | Standard |
As of August 4, 2026, Ascend Credit Union offers a 30-year fixed mortgage at 6.375% APR. Auto loans available from 4.99% APR for 60 months. HELOC rates from 5% APR. Personal loan rates from 12.35% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Ascend Credit Union's official website
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About Ascend Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 265.5K
- Assets
- $4.7B
- Founded
- 1951
- Locations reported
- 30
- NCUA charter
- 7397
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ascend Credit Union
Membership eligibility from Ascend Credit Union's own published criteria. How we verify this.
Membership via the The Nature Conservancy ($25)
- LocationFranklin, Davidson, Dickson, Marshall, Maury, Putnam, Rutherford, Van Buren, Warren, White
- AssociationThe Nature Conservancy
Cost to join: About $30 (a $25 membership fee plus a $5 minimum deposit).
Verified from Ascend Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ascend Credit Union?
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Frequently Asked Questions
What rates does Ascend Credit Union offer?
Ascend Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ascend Credit Union rates updated?
RateAPI verifies Ascend Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ascend Credit Union's rate data?
Rate data is collected directly from Ascend Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ascend Credit Union's mortgage rate?
As of August 4, 2026, Ascend Credit Union offers a 30-year fixed mortgage at 6.375% APR.
What are Ascend Credit Union's auto loan rates?
As of August 4, 2026, Ascend Credit Union offers auto loans from 4.99% APR.
What is Ascend Credit Union's HELOC rate?
As of August 4, 2026, Ascend Credit Union offers home equity lines of credit from 5% APR.
What is Ascend Credit Union's personal loan rate?
As of August 4, 2026, Ascend Credit Union offers personal loans from 12.35% APR.
What is Ascend Credit Union's best CD rate?
As of August 4, 2026, Ascend Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Ascend Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Ascend Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/ascend" \
-H "Authorization: Bearer YOUR_API_KEY"