Alabama Central Credit Union

Birmingham, Alabama
Last verified: August 4, 2026
Work at Alabama Central Credit Union? Claim this profile →

Verified rate book

Current Alabama Central Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Alabama Central Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
1st Mortgageother5.250% APR5.250%—Standard
Land Loanother6.750% APR6.750%—Standard
Construction Loanother6.750% APR6.750%—Standard
2nd Mortgageother8.000% APR8.000%—Standard

HELOC rates

1 offer
Alabama Central Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
2nd Mortgage HELOCheloc_variable3.990% APR3.990%—Standard

Personal loan rates

2 offers
Alabama Central Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured6.000% APR6.000%—Standard
Signature Loanpersonal_unsecured11.500% APR11.500%—Standard

As of August 4, 2026, Alabama Central Credit Union offers mortgage rates from 5.25% APR. HELOC rates from 3.99% APR. Personal loan rates from 6% APR.

Source: RateAPI.dev, verified from Alabama Central Credit Union's official website

Loading branch locator…

About Alabama Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.5K
Assets
$216.4M
Founded
1938
Locations reported
9
NCUA charter
60712
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Jefferson Credit UnionAvondale · Birmingham · AL · 35222Branch in the same ZIPAvadianMidtown · Birmingham · AL · 35233About 2.1 miles awayFederal EmployeesFederal Employees Credit Union · Birmingham · AL · 35233-1612About 2.1 miles awayFireman'sFire Station #2 · Birmingham · AL · 35233-1221About 2.1 miles awayHealthmain office · Birmingham · AL · 35233About 2.1 miles awayLegacy CommunityUAB · BIRMINGHAM · AL · 35233-2014About 2.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Alabama Central Credit Union

Membership eligibility from Alabama Central Credit Union's own published criteria. How we verify this.

Membership criteria are published on Alabama Central Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Alabama Central Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Alabama Central Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alabama Central Credit Union ranks against Alabama peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Alabama Central Credit Union offer?

Alabama Central Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Alabama Central Credit Union rates updated?

RateAPI verifies Alabama Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Alabama Central Credit Union's rate data?

Rate data is collected directly from Alabama Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Alabama Central Credit Union's mortgage rate?

As of August 4, 2026, Alabama Central Credit Union offers mortgage rates from 5.25% APR.

What is Alabama Central Credit Union's HELOC rate?

As of August 4, 2026, Alabama Central Credit Union offers home equity lines of credit from 3.99% APR.

What is Alabama Central Credit Union's personal loan rate?

As of August 4, 2026, Alabama Central Credit Union offers personal loans from 6% APR.

Related Rate Data

Compare Alabama Central Credit Union's rates against national credit-union benchmarks.

More Alabama credit unionsMortgage rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Alabama Central Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Alabama Central Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/alabama-central" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude