Alcoa Tenn Credit Union

Alcoa, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Alcoa Tenn Credit Union rates

15 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Alcoa Tenn Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgage - Adjustable Rate 3arm5.250% APR5.250%Standard
Mortgage - Fixedother5.000% APR5.000%Standard

Auto & vehicle rates

2 offers
Alcoa Tenn Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Auto Loanauto_any_36mo4.790% APR4.790%36 moStandard
48-Month Auto Loanauto_any_48mo4.990% APR4.990%48 moStandard

Credit card rates

2 offers
Alcoa Tenn Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured Visa Credit Cardcredit_card_secured8.750% APR8.750%Standard
Credit Cardcredit_card11.750% APR11.750%Standard

Savings & CD rates

9 offers
Alcoa Tenn Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Certificatecd_3mo0.25% APY0.25%3 moStandard
12-Month Certificatecd_12mo1.50% APY1.49%12 moStandard
6-Month Certificatecd_6mo1.50% APY1.49%6 moStandard
18-Month Certificatecd_18mo1.75% APY1.74%18 moStandard
24-Month Certificatecd_24mo1.75% APY1.74%24 moStandard
30-Month Certificatecd_30mo2.00% APY1.98%30 moStandard
36-Month Certificatecd_36mo2.00% APY1.98%36 moStandard
11-Month Certificatecd_11mo3.50% APY3.44%11 moStandard
7-Month Certificatecd_7mo3.50% APY3.44%7 moStandard

As of August 4, 2026, Alcoa Tenn Credit Union offers a arm mortgage at 5.25% APR. Auto loans available from 4.79% APR for 36 months. Credit card rates from 8.75% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Alcoa Tenn Credit Union's official website

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About Alcoa Tenn Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
22.1K
Assets
$424.5M
Founded
1936
Locations reported
5
NCUA charter
1509
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Alcoa Tenn Credit Union

Membership eligibility from Alcoa Tenn Credit Union's own published criteria. How we verify this.

Membership criteria are published on Alcoa Tenn Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationBlount, Monroe — TN

Verified from Alcoa Tenn Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Alcoa Tenn Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alcoa Tenn Credit Union ranks against Tennessee peers.

Frequently Asked Questions

What rates does Alcoa Tenn Credit Union offer?

Alcoa Tenn Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Alcoa Tenn Credit Union rates updated?

RateAPI verifies Alcoa Tenn Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Alcoa Tenn Credit Union's rate data?

Rate data is collected directly from Alcoa Tenn Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Alcoa Tenn Credit Union's mortgage rate?

As of August 4, 2026, Alcoa Tenn Credit Union offers a arm mortgage at 5.25% APR.

What are Alcoa Tenn Credit Union's auto loan rates?

As of August 4, 2026, Alcoa Tenn Credit Union offers auto loans from 4.79% APR.

What is Alcoa Tenn Credit Union's best CD rate?

As of August 4, 2026, Alcoa Tenn Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Alcoa Tenn Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Alcoa Tenn Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/alcoa-tenn" \
  -H "Authorization: Bearer YOUR_API_KEY"