U. T. Credit Union

Knoxville, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current U. T. Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

6 offers
U. T. Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Relationship Secure Loan - 84 monthsauto_any_84mo5.600% APR5.600%84 moStandard
Relationship Secure Loan - 48 monthsauto_any_48mo5.600% APR5.600%48 moStandard
Relationship Secure Loan - 60 monthsauto_any_60mo5.600% APR5.600%60 moStandard
Relationship Secure Loan - 66 monthsauto_any_66mo5.600% APR5.600%66 moStandard
Relationship Secure Loan - 78 monthsauto_any_78mo5.600% APR5.600%78 moStandard
Relationship Secure Loan - 96 monthsauto_any_96mo6.100% APR6.100%96 moStandard

Personal loan rates

6 offers
U. T. Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
78-Month Secured Personal Loanpersonal_secured_78mo5.850% APR5.850%78 moStandard
84-Month Secured Personal Loanpersonal_secured_84mo5.850% APR5.850%84 moStandard
48-Month Secured Personal Loanpersonal_secured_48mo5.850% APR5.850%48 moStandard
60-Month Secured Personal Loanpersonal_secured_60mo5.850% APR5.850%60 moStandard
66-Month Secured Personal Loanpersonal_secured_66mo5.850% APR5.850%66 moStandard
96-Month Secured Personal Loanpersonal_secured_96mo6.350% APR6.350%96 moStandard

Other rates

1 offer
U. T. Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Your Home Journey Starts Hereother0.500% %0.500%—Standard

Auto loans available from 5.6% APR for 84 months. Personal loan rates from 5.85% APR.

Source: RateAPI.dev, verified from U. T. Credit Union's official website

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About U. T. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
25.6K
Assets
$572.1M
Founded
1969
Locations reported
10
NCUA charter
19448
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

InterfaithKnoxville · Knoxville · TN · 37909-2646Branch in the same ZIPTnconnectTNConnect Credit Union · Knoxville · TN · 37909Branch in the same ZIPCity EmployeesMAIN OFFICE · KNOXVILLE · TN · 37921About 2.4 miles awayFirst Choice CommunityFirst Choice Community Credit Union · Knoxville · TN · 37921-6750About 2.4 miles awayKnoxville TeachersBearden · Knoxville · TN · 37919About 2.6 miles awayKnoxville Tva EmployeesBearden · Knoxville · TN · 37919About 2.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join U. T. Credit Union

Membership eligibility from U. T. Credit Union's own published criteria. How we verify this.

Community charter: live/work in Anderson, Blount, Knox +2 more, TN

  • LocationAnderson, Blount, Knox, Loudon, Union — TN

Cost to join: About $5.

Verified from U. T. Credit Union's membership page. Final membership determination is always made by the credit union.

Work at U. T. Credit Union?

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Frequently Asked Questions

What rates does U. T. Credit Union offer?

U. T. Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are U. T. Credit Union rates updated?

RateAPI verifies U. T. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get U. T. Credit Union's rate data?

Rate data is collected directly from U. T. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are U. T. Credit Union's auto loan rates?

As of August 4, 2026, U. T. Credit Union offers auto loans from 5.6% APR.

What is U. T. Credit Union's personal loan rate?

As of August 4, 2026, U. T. Credit Union offers personal loans from 5.85% APR.

Related Rate Data

Compare U. T. Credit Union's rates against national credit-union benchmarks.

More Tennessee credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for U. T. Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/u-t" \
  -H "Authorization: Bearer YOUR_API_KEY"
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