Ornl Credit Union
Verified rate book
Current Ornl Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Name Secured Loans (Auto, Motorcycle & ATV)motorcycle | 5.890% APR | 5.890% | — | Standard |
| Name Secured Loans (Boat & RV)boat | 8.290% APR | 8.290% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Name Share Certificate Securedpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| Name Personal Line of Creditploc_variable | 10.990% APR | 10.990% | — | Standard |
| Name Personalother | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| TERMS Spending Plus Account (Balances $5,000.01 & Greater)savings | 0.01% APY | 0.01% | — | Standard |
| Spending Plussavings | 3.20% APY | 3.20% | — | Standard |
| TERMS Spending Plus Account (Balances $0.01–$5,000)savings | 3.20% APY | 3.20% | — | Standard |
| TERMS 7-Month PROMOTIONAL ($500 minimum deposit required)cd_7mo | 4.00% APY | 3.93% | 7 mo | Standard |
| TERMS 7-Month IRA PROMOTIONAL ($500 minimum deposit required)ira | 4.00% APY | 3.93% | 7 mo | Standard |
| TERMS 9-Month PROMOTIONAL ($500 minimum deposit required)cd_9mo | 4.00% APY | 3.93% | 9 mo | Standard |
| TERMS 9-Month IRA PROMOTIONAL ($500 minimum deposit required)ira | 4.00% APY | 3.93% | 9 mo | Standard |
| TERMS 60-Month IRA PROMOTIONAL ($500 minimum deposit required)ira | 4.25% APY | 4.17% | 60 mo | Standard |
| TERMS 12-Month PROMOTIONAL ($500 minimum deposit required)cd_12mo | 4.25% APY | 4.17% | 12 mo | Standard |
| TERMS 36-Month PROMOTIONAL ($500 minimum deposit required)cd_36mo | 4.25% APY | 4.17% | 36 mo | Standard |
| TERMS 60-Month PROMOTIONAL ($500 minimum deposit required)cd_60mo | 4.25% APY | 4.17% | 60 mo | Standard |
| TERMS 12-Month IRA PROMOTIONAL ($500 minimum deposit required)ira | 4.25% APY | 4.17% | 12 mo | Standard |
| TERMS 36-Month IRA PROMOTIONAL ($500 minimum deposit required)ira | 4.25% APY | 4.17% | 36 mo | Standard |
Vehicle loans available from 5.89% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from Ornl Credit Union's official website
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About Ornl Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 230K
- Assets
- $4.8B
- Founded
- 1948
- Locations reported
- 32
- NCUA charter
- 5797
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ornl Credit Union
Membership eligibility from Ornl Credit Union's own published criteria. How we verify this.
Membership criteria are published on Ornl Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Ornl Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ornl Credit Union?
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Frequently Asked Questions
What rates does Ornl Credit Union offer?
Ornl Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ornl Credit Union rates updated?
RateAPI verifies Ornl Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ornl Credit Union's rate data?
Rate data is collected directly from Ornl Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Ornl Credit Union's boat & motorcycle loan rates?
As of August 4, 2026, Ornl Credit Union offers vehicle loans from 5.89% APR.
What is Ornl Credit Union's personal loan rate?
As of August 4, 2026, Ornl Credit Union offers personal loans from 2% APR.
What is Ornl Credit Union's best CD rate?
As of August 4, 2026, Ornl Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare Ornl Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Ornl Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/ornl" \
-H "Authorization: Bearer YOUR_API_KEY"