Alcoa Municipal Employees Credit Union
Verified rate book
Current Alcoa Municipal Employees Credit Union rates
15 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgage - Adjustable Rate 3arm | 5.250% APR | 5.250% | — | Standard |
| Mortgage - Fixedother | 5.000% APR | 5.000% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 4.790% APR | 4.790% | 36 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured Visa Credit Cardcredit_card_secured | 8.750% APR | 8.750% | — | Standard |
| Credit Cardcredit_card | 11.750% APR | 11.750% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 3-Month Certificatecd_3mo | 0.25% APY | 0.25% | 3 mo | Standard |
| 12-Month Certificatecd_12mo | 1.50% APY | 1.49% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 1.50% APY | 1.49% | 6 mo | Standard |
| 18-Month Certificatecd_18mo | 1.75% APY | 1.74% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 1.75% APY | 1.74% | 24 mo | Standard |
| 30-Month Certificatecd_30mo | 2.00% APY | 1.98% | 30 mo | Standard |
| 36-Month Certificatecd_36mo | 2.00% APY | 1.98% | 36 mo | Standard |
| 11-Month Certificatecd_11mo | 3.50% APY | 3.44% | 11 mo | Standard |
| 7-Month Certificatecd_7mo | 3.50% APY | 3.44% | 7 mo | Standard |
As of August 4, 2026, Alcoa Municipal Employees Credit Union offers a arm mortgage at 5.25% APR. Auto loans available from 4.79% APR for 36 months. Credit card rates from 8.75% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Alcoa Municipal Employees Credit Union's official website
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About Alcoa Municipal Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 866
- Assets
- $4.4M
- Founded
- 1971
- Locations reported
- 1
- NCUA charter
- 20513
- Charter type
- Federal credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
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Who Can Join Alcoa Municipal Employees Credit Union
Membership eligibility from Alcoa Municipal Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Alcoa Municipal Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Alcoa Municipal Employees Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Alcoa Municipal Employees Credit Union offer?
Alcoa Municipal Employees Credit Union currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alcoa Municipal Employees Credit Union rates updated?
RateAPI verifies Alcoa Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alcoa Municipal Employees Credit Union's rate data?
Rate data is collected directly from Alcoa Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Alcoa Municipal Employees Credit Union's mortgage rate?
As of August 4, 2026, Alcoa Municipal Employees Credit Union offers a arm mortgage at 5.25% APR.
What are Alcoa Municipal Employees Credit Union's auto loan rates?
As of August 4, 2026, Alcoa Municipal Employees Credit Union offers auto loans from 4.79% APR.
What is Alcoa Municipal Employees Credit Union's best CD rate?
As of August 4, 2026, Alcoa Municipal Employees Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Alcoa Municipal Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Alcoa Municipal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/alcoa-municipal-employees" \
-H "Authorization: Bearer YOUR_API_KEY"