Enrichment Credit Union

Oak Ridge, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Enrichment Credit Union rates

18 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

7 offers
Enrichment Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5/1 ARM5 1 arm5.750% APR5.750%Standard
7/1 ARM7 1 arm5.875% APR5.875%Standard
5/1 ARM5 1 arm6.000% APR6.000%Standard
1st Mortgageother5.000% APR5.000%Standard
Home Construction to Permanentother5.750% APR5.750%Standard
2nd Mortgageother6.250% APR6.250%Standard
Mobile Home with Real Estateother10.375% APR10.375%Standard

Auto & vehicle rates

5 offers
Enrichment Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Used Auto Loan (2026 and Older)auto_used_36mo5.000% APR5.000%36 mo · usedStandard
84-Month Used Auto Loan (2026 and Older)auto_used_84mo5.250% APR5.250%84 mo · usedStandard
36-Month Used RV Loan (2026 and Older)rv_used_36mo5.880% APR5.880%36 mo · usedStandard
84-Month Used RV Loan (2026 and Older)rv_used_84mo6.240% APR6.240%84 mo · usedStandard
Autos Less than 100,000 milesauto_any_96mo6.250% APR6.250%96 moStandard

HELOC rates

1 offer
Enrichment Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

2 offers
Enrichment Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.100% APR2.100%Standard
Lines of Credit & Signature Loanpersonal_unsecured11.500% APR11.500%Standard

Other rates

3 offers
Enrichment Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Heating, Ventilation, & Air Conditioning (HVAC) Loanother7.500% %7.500%Standard
Unimproved Propertyother7.625% %7.625%Standard
Rental Propertyother8.000% %8.000%Standard

As of August 4, 2026, Enrichment Credit Union offers a 5 1 arm mortgage at 5.75% APR. Vehicle loans available from 5% APR for 36 months. HELOC rates from 6.75% APR. Personal loan rates from 2.1% APR.

Source: RateAPI.dev, verified from Enrichment Credit Union's official website

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About Enrichment Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
48.4K
Assets
$972.5M
Founded
1950
Locations reported
9
NCUA charter
6778
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Enrichment Credit Union

Membership eligibility from Enrichment Credit Union's own published criteria. How we verify this.

Community charter: live/work in Anderson, Blount, Claiborne +6 more, TN

  • LocationAnderson, Blount, Claiborne, Knox, Loudon, Morgan, Roane, Scott, Union — TN

Verified from Enrichment Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Enrichment Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Enrichment Credit Union ranks against Tennessee peers.

Frequently Asked Questions

What rates does Enrichment Credit Union offer?

Enrichment Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Enrichment Credit Union rates updated?

RateAPI verifies Enrichment Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Enrichment Credit Union's rate data?

Rate data is collected directly from Enrichment Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Enrichment Credit Union's mortgage rate?

As of August 4, 2026, Enrichment Credit Union offers a 5 1 arm mortgage at 5.75% APR.

What are Enrichment Credit Union's auto & rv loan rates?

As of August 4, 2026, Enrichment Credit Union offers vehicle loans from 5% APR.

What is Enrichment Credit Union's HELOC rate?

As of August 4, 2026, Enrichment Credit Union offers home equity lines of credit from 6.75% APR.

What is Enrichment Credit Union's personal loan rate?

As of August 4, 2026, Enrichment Credit Union offers personal loans from 2.1% APR.

Related Rate Data

Compare Enrichment Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Enrichment Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/enrichment" \
  -H "Authorization: Bearer YOUR_API_KEY"