Welcome Credit Union
Verified rate book
Current Welcome Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| FHA 30-Year Fixed30 year fixed | 6.855% APR | 6.250% | — | Standard |
| 30 YR FIXED HOMEREADY30 year fixed | 7.061% APR | 7.000% | — | Standard |
| 30-Year Fixed30 year fixed | 7.187% APR | 7.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.469% APR | 6.375% | — | Standard |
| FHA 15-Year Fixed15 year fixed | 6.788% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.282% APR | 6.125% | — | Standard |
| 7/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM7 1 arm | 6.682% APR | 6.500% | — | Standard |
| 5/6 MO 30 DAY AVG SOFR CONFORMING 2/1/5 30 YR ARM5 1 arm | 6.731% APR | 6.625% | — | Standard |
| 10/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM10 1 arm | 6.911% APR | 6.750% | — | Standard |
| 20-Year Fixed20 year fixed | 7.206% APR | 7.125% | — | Standard |
As of August 4, 2026, Welcome Credit Union offers a 30-year fixed mortgage at 6.855% APR.
Source: RateAPI.dev, verified from Welcome Credit Union's official website
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About Welcome Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.3K
- Assets
- $93.8M
- Founded
- 1974
- Locations reported
- 4
- NCUA charter
- 24807
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Welcome Credit Union
Membership eligibility from Welcome Credit Union's own published criteria. How we verify this.
Membership criteria are published on Welcome Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Welcome Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Welcome Credit Union offer?
Welcome Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Welcome Credit Union rates updated?
RateAPI verifies Welcome Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Welcome Credit Union's rate data?
Rate data is collected directly from Welcome Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Welcome Credit Union's mortgage rate?
As of August 4, 2026, Welcome Credit Union offers a 30-year fixed mortgage at 6.855% APR.
Related Rate Data
Compare Welcome Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Welcome Credit Union rates
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Access this data programmatically with our REST API
# Get rates for Welcome Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/welcome" \
-H "Authorization: Bearer YOUR_API_KEY"