Coastal Credit Union

Raleigh, North Carolina
Last verified: August 3, 2026
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Verified rate book

Current Coastal Credit Union rates

35 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

2 offers
Coastal Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Live Better 30 Year Fixed Rate Mortgage30 year fixed8.248% APR7.875%—Standard
Live Better 7/6 ARM Mortgage7 1 arm8.320% APR8.000%—Standard

HELOC rates

4 offers
Coastal Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.600% APR6.600%—Standard
HELOC - 80% LTVheloc_variable6.650% APR6.650%—Standard
HELOC - 90% LTVheloc_variable6.740% APR6.740%—Standard
HELOC - 100% LTVheloc_variable9.550% APR9.550%—Standard

Personal loan rates

2 offers
Coastal Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
120-Month Unsecured Personal Loanpersonal_unsecured_120mo9.490% APR9.490%120 moStandard
Personal Line of Creditploc_variable12.490% APR12.490%—Standard

Credit card rates

4 offers
Coastal Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Rate Advantage Credit Cardcredit_card10.750% APR10.750%—Standard
Signature Premier Rewards Credit Cardcredit_card_rewards14.750% APR14.750%—Standard
Business Credit Cardcredit_card_business14.750% APR14.750%—Standard
Rate Advantage Secured Credit Cardcredit_card_secured18.000% APR18.000%—Standard

Savings & CD rates

23 offers
Coastal Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Business Primary Savingssavings0.10% APY0.10%—Standard
High Yield Savings - Base Tiersavings0.10% APY0.10%—Standard
Business Money Marketmoney_market0.25% APY0.25%—Standard
Business High Yield Savings - Base Tiersavings0.25% APY0.25%—Standard
Health Savings Account (HSA)savings1.00% APY1.00%—Standard
Business High Yield Savings - Premium Tiersavings1.00% APY1.00%—Standard
Go Green Money Market - Base Tiermoney_market1.00% APY1.00%—Standard
Basic Money Marketmoney_market2.00% APY1.98%—Standard
High Yield Savingssavings3.00% APY3.00%—Standard
High Yield IRA Savings Accountira3.00% APY2.96%—Standard
High Yield IRA Savingsira3.00% APY3.00%—Standard
High Yield Savings - Premium Tiersavings3.00% APY2.96%—Standard
Go Green Money Market - Premium Tiermoney_market3.25% APY3.20%—Standard
36-Month Certificatecd_36mo3.80% APY3.74%36 moStandard
24-Month Certificatecd_24mo3.90% APY3.83%24 moStandard
48-Month Certificatecd_48mo3.90% APY3.83%48 moStandard
12-Month Certificatecd_12mo4.00% APY4.00%12 moStandard
6-Month Certificatecd_6mo4.00% APY3.93%6 moStandard
27 Month Jumbo Certificatecd_27mo4.00% APY3.93%27 moStandard
12-Month Certificatecd_12mo4.00% APY3.93%12 moStandard
18-Month Certificatecd_18mo4.10% APY4.03%18 moStandard
15 Month Jumbo Certificatecd_15mo4.10% APY4.03%15 moStandard
60-Month Certificatecd_60mo4.15% APY4.07%60 moStandard

As of August 3, 2026, Coastal Credit Union offers a 30-year fixed mortgage at 8.248% APR. HELOC rates from 6.6% APR. Personal loan rates from 9.49% APR. Credit card rates from 10.75% APR. Savings and certificate yields up to 4.15% APY.

Source: RateAPI.dev, verified from Coastal Credit Union's official website

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About Coastal Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
345.3K
Assets
$6.2B
Founded
1967
Locations reported
22
NCUA charter
18297
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CivicLGFCU WFR Operations Centre · Raleigh · NC · 27609-7309Branch in the same ZIPState Employees'RALEIGH - FALLS OF NEUSE RD · RALEIGH · NC · 27609Branch in the same ZIPLangley FCUNorth Raleigh Branch · Raleigh · NC · 27615About 3.8 miles awayCarolinas TelcoRaleigh · Raleigh · NC · 27612About 4.0 miles awaySummitSummit Credit Union · Raleigh · NC · 27612-8097About 4.0 miles awayLatino CommunityRaleigh Branch · Raleigh · NC · 27604About 4.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Coastal Credit Union

Membership eligibility from Coastal Credit Union's own published criteria. How we verify this.

Membership criteria are published on Coastal Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Coastal Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Coastal Credit Union?

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Frequently Asked Questions

What rates does Coastal Credit Union offer?

Coastal Credit Union currently offers mortgage, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Coastal Credit Union rates updated?

RateAPI verifies Coastal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Coastal Credit Union's rate data?

Rate data is collected directly from Coastal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Coastal Credit Union's mortgage rate?

As of August 3, 2026, Coastal Credit Union offers a 30-year fixed mortgage at 8.248% APR.

What is Coastal Credit Union's HELOC rate?

As of August 3, 2026, Coastal Credit Union offers home equity lines of credit from 6.6% APR.

What is Coastal Credit Union's personal loan rate?

As of August 3, 2026, Coastal Credit Union offers personal loans from 9.49% APR.

What is Coastal Credit Union's best CD rate?

As of August 3, 2026, Coastal Credit Union offers savings and certificate (CD) yields up to 4.15% APY.

Related Rate Data

Compare Coastal Credit Union's rates against national credit-union benchmarks.

More North Carolina credit unionsMortgage rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Coastal Credit Union rates

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Access this data programmatically with our REST API

terminal
# Get rates for Coastal Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/coastal" \
  -H "Authorization: Bearer YOUR_API_KEY"
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