Empeople Credit Union
Verified rate book
Current Empeople Credit Union rates
16 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.662% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.064% APR | 5.625% | — | Standard |
| 7/1 ARM7 1 arm | 5.750% APR | 5.750% | — | Standard |
| 5/1 ARM5 1 arm | 6.364% APR | 5.500% | — | Standard |
| 3/1 ARM3 1 arm | 6.381% APR | 5.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.753% APR | 6.375% | — | Standard |
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month New Auto Loanauto_new_60mo | 4.490% APR | 4.490% | 60 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.740% APR | 4.740% | 72 mo · new | Standard |
| 60-Month Used Auto Loan (2022–2023)auto_used_60mo | 4.790% APR | 4.790% | 60 mo · used | Standard |
| 72-Month Used Auto Loan (2022–2023)auto_used_72mo | 5.040% APR | 5.040% | 72 mo · used | Standard |
| Payment Saver: 60 Monthsauto_any_60mo | 5.240% APR | 5.240% | 60 mo | Standard |
| Payment Saver: 72 Monthsauto_any_72mo | 5.490% APR | 5.490% | 72 mo | Standard |
| 60-Month New Auto Loan (2024 and Newer)auto_new_60mo | 5.740% APR | 5.740% | 60 mo · new | Standard |
| 72-Month New Auto Loan (2024 and Newer)auto_new_72mo | 5.990% APR | 5.990% | 72 mo · new | Standard |
| 60-Month Used Auto Loan (2019–2023)auto_used_60mo | 6.990% APR | 6.990% | 60 mo · used | Standard |
| 60-Month Used Auto Loan (2018 and Older)auto_used_60mo | 9.990% APR | 9.990% | 60 mo · used | Standard |
As of August 4, 2026, Empeople Credit Union offers a 30-year fixed mortgage at 6.662% APR (2 points). Auto loans available from 4.49% APR for 60 months.
Source: RateAPI.dev, verified from Empeople Credit Union's official website
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About Empeople Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 74K
- Assets
- $2.3B
- Founded
- 1935
- Locations reported
- 35
- NCUA charter
- 68598
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Empeople Credit Union
Membership eligibility from Empeople Credit Union's own published criteria. How we verify this.
Membership criteria are published on Empeople Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Empeople Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Empeople Credit Union?
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Frequently Asked Questions
What rates does Empeople Credit Union offer?
Empeople Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Empeople Credit Union rates updated?
RateAPI verifies Empeople Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Empeople Credit Union's rate data?
Rate data is collected directly from Empeople Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Empeople Credit Union's mortgage rate?
As of August 4, 2026, Empeople Credit Union offers a 30-year fixed mortgage at 6.662% APR.
What are Empeople Credit Union's auto loan rates?
As of August 4, 2026, Empeople Credit Union offers auto loans from 4.49% APR.
Related Rate Data
Compare Empeople Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Empeople Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/empeople" \
-H "Authorization: Bearer YOUR_API_KEY"