R T P Credit Union
Verified rate book
Current R T P Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| (strong)Auto Loans (/strong)auto | 3.990% APR | 3.990% | — | Standard |
| (strong)Motorcycle Loans(/strong)motorcycle | 6.740% APR | 6.740% | — | Standard |
| (strong)RV & Boat Loans(/strong)rv | 6.750% APR | 6.750% | — | Standard |
| (strong)First Time Auto Loans(/strong)auto | 8.500% APR | 8.500% | — | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Maximum loan-to-value is 100%heloc | 5.750% APR | 5.750% | — | Standard |
| HELOC ($15,000 and Over)heloc_variable | 7.500% APR | 7.500% | — | Standard |
| HELOC ($5,000 to $15,000)heloc_variable | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| (strong)Home Improvement Loans(/strong)personal | 7.490% APR | 7.490% | — | Standard |
| (strong)Overdraft Protection(/strong)personal | 9.000% APR | 9.000% | — | Standard |
| (strong)Debt Consolidation Loans(/strong)personal | 9.990% APR | 9.990% | — | Standard |
| (strong)Personal Loans(/strong)personal_unsecured | 9.990% APR | 9.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| (strong)Visa Credit Cards(/strong)credit_card | 10.000% APR | 10.000% | — | Standard |
| (strong)First Time Visa(/strong)credit_card | 12.000% APR | 12.000% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| (strong)Technology Loans(/strong)other | 5.990% % | 5.990% | — | Standard |
Vehicle loans available from 3.99% APR. HELOC rates from 5.75% APR. Personal loan rates from 7.49% APR. Credit card rates from 10% APR.
Source: RateAPI.dev, verified from R T P Credit Union's official website
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About R T P Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.3K
- Assets
- $143.9M
- Founded
- 1968
- Locations reported
- 4
- NCUA charter
- 18550
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join R T P Credit Union
Membership eligibility from R T P Credit Union's own published criteria. How we verify this.
Membership via the North Carolina Consumer Council
- AssociationNorth Carolina Consumer Council
Verified from R T P Credit Union's membership page. Final membership determination is always made by the credit union.
Work at R T P Credit Union?
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Frequently Asked Questions
What rates does R T P Credit Union offer?
R T P Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are R T P Credit Union rates updated?
RateAPI verifies R T P Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get R T P Credit Union's rate data?
Rate data is collected directly from R T P Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are R T P Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, R T P Credit Union offers vehicle loans from 3.99% APR.
What is R T P Credit Union's HELOC rate?
As of August 4, 2026, R T P Credit Union offers home equity lines of credit from 5.75% APR.
What is R T P Credit Union's personal loan rate?
As of August 4, 2026, R T P Credit Union offers personal loans from 7.49% APR.
Related Rate Data
Compare R T P Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for R T P Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/r-t-p" \
-H "Authorization: Bearer YOUR_API_KEY"