American Airlines Credit Union
Verified rate book
Current American Airlines Credit Union rates
24 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.533% APR | 6.533% | — | Standard |
| 15-Year Fixed15 year fixed | 6.210% APR | 6.210% | — | Standard |
| 5/1 Arm (30-Year)5 1 arm | 6.533% APR | 6.533% | — | Standard |
| 5/10 Fixed5 1 arm | 7.250% APR | 7.250% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loanauto_new_36mo | 3.340% APR | 3.340% | 36 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 3.840% APR | 3.840% | 36 mo · used | Standard |
| 60-Month New Auto Loanauto_new_60mo | 4.090% APR | 4.090% | 60 mo · new | Standard |
| Used Auto Loanauto_used | 4.090% APR | 4.090% | used | Standard |
| New Auto Loanauto_new | 4.590% APR | 4.590% | new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 4.590% APR | 4.590% | 60 mo · used | Standard |
| RV Loanrv | 5.590% APR | 5.590% | — | Standard |
| Boat/Airplaneboat | 5.590% APR | 5.590% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Cash Backother | 14.250% APR | 14.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Rewardscredit_card_rewards | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Checkingsavings | 0.15% APY | 0.15% | — | Standard |
| Flagship Checkingsavings | 0.25% APY | 0.25% | — | Standard |
| Business Savings Accountsavings | 0.40% APY | 0.40% | — | Standard |
| Ladder Certificatecd | 0.40% APY | 0.40% | — | Standard |
| Savingssavings | 1.87% APY | 1.87% | — | Standard |
| Short-Term Certificateshare_certificate | 4.00% APY | 4.00% | — | Standard |
| Certificateshare_certificate | 4.07% APY | 4.07% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Securedother | 0.150% % | 0.150% | — | Standard |
| 5/10 Fixedother | 1.870% % | 1.870% | — | Standard |
| Platinum Low Rateother | 10.500% % | 10.500% | — | Standard |
As of August 4, 2026, American Airlines Credit Union offers a 30-year fixed mortgage at 6.533% APR. Vehicle loans available from 3.34% APR for 36 months. Personal loan rates from 14.25% APR. Credit card rates from 12% APR. Savings and certificate yields up to 4.07% APY.
Source: RateAPI.dev, verified from American Airlines Credit Union's official website
Latest available market position · Snapshot August 1, 2026
American Airlines Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other TX credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| 30-Year Fixed Mortgage (purchase) | 6.33% APR | #22 of 38 · top 58% | 5.38% | 6.27% | 6 bp behind state median |
| New Auto Loan (best offer, cars) | 3.34% APR | #4 of 94 · top 5% | 2.95% | 4.79% | 145 bp better than state median |
| Used Auto Loan (best offer, cars) | 3.84% APR | #6 of 97 · top 7% | 2.75% | 5.25% | 141 bp better than state median |
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About American Airlines Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 388K
- Assets
- $9.4B
- Founded
- 1982
- Locations reported
- 47
- NCUA charter
- 23957
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join American Airlines Credit Union
Membership eligibility from American Airlines Credit Union's own published criteria. How we verify this.
Membership via employers (American Airlines +4 more) or occupations (Air transportation industry)
- EmployerAmerican Airlines, US Airways, Envoy Air, Piedmont Airlines, PSA Airlines
- OccupationAir transportation industry
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from American Airlines Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does American Airlines Credit Union offer?
American Airlines Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are American Airlines Credit Union rates updated?
RateAPI verifies American Airlines Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get American Airlines Credit Union's rate data?
Rate data is collected directly from American Airlines Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is American Airlines Credit Union's mortgage rate?
As of August 4, 2026, American Airlines Credit Union offers a 30-year fixed mortgage at 6.533% APR.
What are American Airlines Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, American Airlines Credit Union offers vehicle loans from 3.34% APR.
What is American Airlines Credit Union's personal loan rate?
As of August 4, 2026, American Airlines Credit Union offers personal loans from 14.25% APR.
What is American Airlines Credit Union's best CD rate?
As of August 4, 2026, American Airlines Credit Union offers savings and certificate (CD) yields up to 4.07% APY.
Related Rate Data
Compare American Airlines Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack American Airlines Credit Union rates
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# Get rates for American Airlines Credit Union
curl "https://api.rateapi.dev/credit-unions/texas/american-airlines" \
-H "Authorization: Bearer YOUR_API_KEY"