First Carolina People's Credit Union
Verified rate book
Current First Carolina People's Credit Union rates
23 published offers verified as of August 3, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mobile Home Loans (new without land)other | 7.030% APR | 7.030% | — | Standard |
| Mobile Home Loans (used without land)other | 8.030% APR | 8.030% | — | Standard |
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 4.500% APR | 4.500% | 84 mo · new | Standard |
| New Vehicle Loan 90% financingauto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 6.250% APR | 6.250% | 84 mo · used | Standard |
| New Vehicle Loan 100% financingauto_new_84mo | 6.500% APR | 6.500% | 84 mo · new | Standard |
| Used Vehicle Loan 90% financingauto_used_84mo | 7.250% APR | 7.250% | 84 mo · used | Standard |
| New Boat Loanboat_new | 8.250% APR | 8.250% | new | Standard |
| Used Vehicle Loan 100% financingauto_used_84mo | 8.250% APR | 8.250% | 84 mo · used | Standard |
| New RV / Camper / Trailer / Pop-up / Fold-downrv_new_120mo | 8.250% APR | 8.250% | 120 mo · new | Standard |
| Used RV / Camper / Trailer / Pop-up / Fold-downrv_used_120mo | 8.250% APR | 8.250% | 120 mo · used | Standard |
| Used Boat Loanboat_used | 8.250% APR | 8.250% | used | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 3.750% APR | 3.750% | — | Standard |
| Open-end Personal Loanpersonal_unsecured | 8.000% APR | 8.000% | — | Standard |
| Personal Line of Creditploc_variable | 8.000% APR | 8.000% | — | Standard |
| Comaker Loanpersonal | 13.000% APR | 13.000% | — | Standard |
| Quick Cash Loanpersonal | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.000% APR | 8.000% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Master Sharesavings | 0.07% APY | 0.07% | — | Standard |
| IRA'sira | 3.04% APY | 3.00% | — | Standard |
| IRA Certificateira_cd | 3.04% APY | 3.00% | — | Standard |
| Certificateshare_certificate | 3.80% APY | 3.75% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Landother | 10.750% % | 10.750% | — | Standard |
As of August 3, 2026, First Carolina People's Credit Union offers mortgage rates from 7.03% APR. Vehicle loans available from 4.5% APR for 84 months. Personal loan rates from 3.75% APR. Credit card rates from 8% APR. Savings and certificate yields up to 3.80% APY.
Source: RateAPI.dev, verified from First Carolina People's Credit Union's official website
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About First Carolina People's Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $33.7M
- Founded
- 1952
- Locations reported
- 1
- NCUA charter
- 62673
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Carolina People's Credit Union
Membership eligibility from First Carolina People's Credit Union's own published criteria. How we verify this.
Membership via employers (U.S. Postal Service)
- LocationWayne County, Wake County, Johnston County — NC
- EmployerU.S. Postal Service
Cost to join: About $25.
Verified from First Carolina People's Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Carolina People's Credit Union?
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Frequently Asked Questions
What rates does First Carolina People's Credit Union offer?
First Carolina People's Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are First Carolina People's Credit Union rates updated?
RateAPI verifies First Carolina People's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get First Carolina People's Credit Union's rate data?
Rate data is collected directly from First Carolina People's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is First Carolina People's Credit Union's mortgage rate?
As of August 3, 2026, First Carolina People's Credit Union offers mortgage rates from 7.03% APR.
What are First Carolina People's Credit Union's auto, rv & boat loan rates?
As of August 3, 2026, First Carolina People's Credit Union offers vehicle loans from 4.5% APR.
What is First Carolina People's Credit Union's personal loan rate?
As of August 3, 2026, First Carolina People's Credit Union offers personal loans from 3.75% APR.
What is First Carolina People's Credit Union's best CD rate?
As of August 3, 2026, First Carolina People's Credit Union offers savings and certificate (CD) yields up to 3.80% APY.
Related Rate Data
Compare First Carolina People's Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for First Carolina People's Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/first-carolina-peoples" \
-H "Authorization: Bearer YOUR_API_KEY"