Guco Credit Union
Verified rate book
Current Guco Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month New Auto Loanauto_new_36mo | 4.500% APR | 4.500% | 36 mo · new | Standard |
| Up to 36-Month Used Auto Loanauto_used_36mo | 4.750% APR | 4.750% | 36 mo · used | Standard |
| New Auto Loans (37-48 months)auto_new_48mo | 4.750% APR | 4.750% | 48 mo · new | Standard |
| New Auto Loans (49-60 months)auto_new_60mo | 5.000% APR | 5.000% | 60 mo · new | Standard |
| Used Auto Loans (37-48 months)auto_used_48mo | 5.000% APR | 5.000% | 48 mo · used | Standard |
| New Auto Loans (61-72 months)auto_new_72mo | 5.250% APR | 5.250% | 72 mo · new | Standard |
| Used Auto Loans (49-60 months)auto_used_60mo | 5.250% APR | 5.250% | 60 mo · used | Standard |
| ◆73-84 Monthsauto_any_84mo | 5.500% APR | 5.500% | 84 mo | Standard |
| New Auto Loans (◆73-84 months)auto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| Used Auto Loans (61-72 months)auto_used_72mo | 5.500% APR | 5.500% | 72 mo · used | Standard |
| Used Auto Loans (◆73-84 months)auto_used_84mo | 5.750% APR | 5.750% | 84 mo · used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
| Up to $10,000 Loanpersonal | 16.000% APR | 16.000% | — | Standard |
| Unsecured Loans (Up to $10,000 Loan)personal_unsecured | 16.000% APR | 16.000% | — | Standard |
Auto loans available from 4.5% APR for 36 months. Personal loan rates from 9% APR.
Source: RateAPI.dev, verified from Guco Credit Union's official website
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About Guco Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.4K
- Assets
- $10M
- Founded
- 1970
- Locations reported
- 3
- NCUA charter
- 62985
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Financial counseling
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Guco Credit Union
Membership eligibility from Guco Credit Union's own published criteria. How we verify this.
Membership criteria are published on Guco Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Guco Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Guco Credit Union?
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Frequently Asked Questions
What rates does Guco Credit Union offer?
Guco Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Guco Credit Union rates updated?
RateAPI verifies Guco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Guco Credit Union's rate data?
Rate data is collected directly from Guco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Guco Credit Union's auto loan rates?
As of August 4, 2026, Guco Credit Union offers auto loans from 4.5% APR.
What is Guco Credit Union's personal loan rate?
As of August 4, 2026, Guco Credit Union offers personal loans from 9% APR.
Related Rate Data
Compare Guco Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Guco Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/guco" \
-H "Authorization: Bearer YOUR_API_KEY"