Hampton Roads Educ Credit Union Inc
Verified rate book
Current Hampton Roads Educ Credit Union Inc rates
7 published offers verified as of August 3, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.410% APR | 6.250% | — | Standard |
| VA 30 Year Fixed - Conforming30 year fixed | 6.410% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.694% APR | 6.000% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.100% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.886% APR | 5.625% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.413% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.336% APR | 6.125% | — | Standard |
As of August 3, 2026, Hampton Roads Educ Credit Union Inc offers a 30-year fixed mortgage at 6.41% APR.
Source: RateAPI.dev, verified from Hampton Roads Educ Credit Union Inc's official website
Loading branch locator…
About Hampton Roads Educ Credit Union Inc
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.5K
- Assets
- $46.5M
- Founded
- 1954
- Locations reported
- 3
- NCUA charter
- 66913
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Hampton Roads Educ Credit Union Inc
Membership eligibility from Hampton Roads Educ Credit Union Inc's own published criteria. How we verify this.
Membership criteria are published on Hampton Roads Educ Credit Union Inc's website. Check the membership page below to confirm whether you qualify.
- LocationGloucester, Isle of Wight, Mathews, Middlesex, Surry, James City
Cost to join: About $5.
Verified from Hampton Roads Educ Credit Union Inc's membership page. Final membership determination is always made by the credit union.
Work at Hampton Roads Educ Credit Union Inc?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Hampton Roads Educ Credit Union Inc ranks against Virginia peers.
Frequently Asked Questions
What rates does Hampton Roads Educ Credit Union Inc offer?
Hampton Roads Educ Credit Union Inc currently offers mortgage rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Hampton Roads Educ Credit Union Inc rates updated?
RateAPI verifies Hampton Roads Educ Credit Union Inc's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Hampton Roads Educ Credit Union Inc's rate data?
Rate data is collected directly from Hampton Roads Educ Credit Union Inc's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Hampton Roads Educ Credit Union Inc's mortgage rate?
As of August 3, 2026, Hampton Roads Educ Credit Union Inc offers a 30-year fixed mortgage at 6.41% APR.
Related Rate Data
Compare Hampton Roads Educ Credit Union Inc's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Hampton Roads Educ Credit Union Inc rates
Get a free API key to query these rates programmatically, or get the daily email when Virginia credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Hampton Roads Educ Credit Union Inc
curl "https://api.rateapi.dev/credit-unions/virginia/hampton-roads-educ-credit-union-inc" \
-H "Authorization: Bearer YOUR_API_KEY"