Emergency Responders Credit Union
Verified rate book
Current Emergency Responders Credit Union rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month Used Auto Loan (2016–2025)auto_used_84mo | 5.500% APR | 5.500% | 84 mo · used | Standard |
| Marine / RV / ATV / UTVboat_any_120mo | 6.500% APR | 6.500% | 120 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Securedpersonal_secured | 5.000% APR | 5.000% | — | Standard |
| Personal Loanpersonal | 9.000% APR | 9.000% | — | Standard |
| Rapid Relief / Just Causepersonal | 15.000% APR | 15.000% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 1.79% APY | 1.79% | — | Standard |
| 9-Month Certificatecd_9mo | 3.15% APY | 3.15% | 9 mo | Standard |
| 36-Month Certificatecd_36mo | 3.25% APY | 3.25% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.50% APY | 3.50% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.75% APY | 3.75% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 4.00% APY | 4.00% | 18 mo | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Equipment Loanequipment | 8.250% APR | 8.250% | — | Standard |
Vehicle loans available from 5.5% APR for 84 months. HELOC rates from 6.5% APR. Personal loan rates from 5% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 8.25% APR.
Source: RateAPI.dev, verified from Emergency Responders Credit Union's official website
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About Emergency Responders Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.4K
- Assets
- $29.9M
- Founded
- 1940
- Locations reported
- 3
- NCUA charter
- 66354
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Emergency Responders Credit Union
Membership eligibility from Emergency Responders Credit Union's own published criteria. How we verify this.
Membership via occupations (Employees and volunteers of Emergency First Responder Agencies)
- LocationNC
- OccupationEmployees and volunteers of Emergency First Responder Agencies
Cost to join: About $25.
Verified from Emergency Responders Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Emergency Responders Credit Union?
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Frequently Asked Questions
What rates does Emergency Responders Credit Union offer?
Emergency Responders Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Emergency Responders Credit Union rates updated?
RateAPI verifies Emergency Responders Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Emergency Responders Credit Union's rate data?
Rate data is collected directly from Emergency Responders Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Emergency Responders Credit Union's auto & boat loan rates?
As of August 4, 2026, Emergency Responders Credit Union offers vehicle loans from 5.5% APR.
What is Emergency Responders Credit Union's HELOC rate?
As of August 4, 2026, Emergency Responders Credit Union offers home equity lines of credit from 6.5% APR.
What is Emergency Responders Credit Union's personal loan rate?
As of August 4, 2026, Emergency Responders Credit Union offers personal loans from 5% APR.
What is Emergency Responders Credit Union's best CD rate?
As of August 4, 2026, Emergency Responders Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Emergency Responders Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Emergency Responders Credit Union rates
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# Get rates for Emergency Responders Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/emergency-responders" \
-H "Authorization: Bearer YOUR_API_KEY"