Audubon Credit Union

Owensboro, Kentucky
Last verified: August 4, 2026
Work at Audubon Credit Union? Claim this profile →

Verified rate book

Current Audubon Credit Union rates

46 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

19 offers
Audubon Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month New Auto Loanauto_new_48mo4.500% APR4.500%48 mo · newStandard
60-Month New Auto Loanauto_new_60mo4.750% APR4.750%60 mo · newStandard
60-Month Auto Loan (2023–2026)auto_any_60mo5.000% APR5.000%60 moStandard
72-Month New Auto Loanauto_new_72mo5.000% APR5.000%72 mo · newStandard
72-Month Auto Loan (2023–2026)auto_any_72mo5.250% APR5.250%72 moStandard
84-Month New Auto Loanauto_new_84mo5.500% APR5.500%84 mo · newStandard
60-Month Auto Loan (2020–2022)auto_any_60mo5.500% APR5.500%60 moStandard
84-Month Auto Loan (2023–2026)auto_any_84mo5.750% APR5.750%84 moStandard
72-Month Auto Loan (2020–2022)auto_any_72mo6.250% APR6.250%72 moStandard
A+ = 750+auto7.000% APR7.000%—Standard
60-Month Auto Loan (2017–2019)auto_any_60mo7.000% APR7.000%60 moStandard
72-Month Auto Loan (2017–2019)auto_any_72mo7.250% APR7.250%72 moStandard
A = 680-749auto7.500% APR7.500%—Standard
2016 & Older | 48 Mos.auto_used_48mo7.500% APR7.500%48 mo · usedStandard
2016 & Older | 60 Mos.auto_used_60mo7.750% APR7.750%60 mo · usedStandard
B = 640-679auto8.500% APR8.500%—Standard
C = 600-639auto10.500% APR10.500%—Standard
D = 550-599auto14.000% APR14.000%—Standard
E = 549-auto17.000% APR17.000%—Standard

Personal loan rates

6 offers
Audubon Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Personal Line of Creditploc_variable8.750% APR8.750%60 moStandard
36-Month Personal Line of Creditploc_variable10.000% APR10.000%36 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo10.250% APR10.250%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.500% APR10.500%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.000% APR11.000%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.500% APR11.500%60 moStandard

Savings & CD rates

20 offers
Audubon Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Accumulation ($1,000 - $4,999)savings0.15% APY0.15%—Standard
Christmas Clubsavings0.20% APY0.20%—Specialty offer
Regular Sharessavings0.20% APY0.20%—Standard
Accumulation ($5,000 - $9,999)savings0.20% APY0.20%—Standard
Accumulation ($10,000 - $24,999)savings0.25% APY0.25%—Standard
Money Market ($10,000–$24,999)money_market0.30% APY0.30%—Standard
Accumulation ($25,000 or more)savings0.30% APY0.30%—Standard
91-Day Certificatecd0.30% APY0.30%—Standard
Money Market ($25,000–$49,999)money_market0.35% APY0.35%—Standard
182-Day Certificatecd0.40% APY0.40%—Standard
Money Market ($50,000–$74,999)money_market0.40% APY0.40%—Standard
Money Market ($75,000+)money_market0.45% APY0.45%—Standard
IRA Traditionalira0.45% APY0.45%—Standard
1-Year Certificate (365 Days)cd_12mo0.50% APY0.50%12 moStandard
18-Month Certificatecd_18mo0.55% APY0.55%18 moStandard
24-Month Certificatecd_24mo0.65% APY0.65%24 moStandard
36-Month Certificatecd_36mo0.80% APY0.80%36 moStandard
48-Month Certificatecd_48mo1.00% APY1.00%48 moStandard
Share Draftsavings1.00% APY1.00%—Standard
Youth Savingssavings3.50% APY3.50%—Eligibility restricted

Other rates

1 offer
Audubon Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loan Promotion / $3000other6.900% %6.900%—Standard

Auto loans available from 4.5% APR for 48 months. Personal loan rates from 8.75% APR. Savings and certificate yields up to 1.00% APY.

Source: RateAPI.dev, verified from Audubon Credit Union's official website

Loading branch locator…

About Audubon Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$34.8M
Founded
1956
Locations reported
2
NCUA charter
11168
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Daviess County TeachersDaviess County Teachers Federal Credit Union · Owensboro · KY · 42303Branch in the same ZIPGreen River AreaMAIN OFFICE 3000 E 4TH ST · OWENSBORO · KY · 42303-0215Branch in the same ZIPLibertyOwensboro East · Owensboro · KY · 42303-7837Branch in the same ZIPOwensboroOwensboro Federal Credit Union · Owensboro · KY · 42303-3160Branch in the same ZIPPower OneRockport Branch · Rockport · IN · 47635About 9.1 miles awayHeritageOwensboro · Owensboro · KY · 42301-6905About 10.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Audubon Credit Union

Membership eligibility from Audubon Credit Union's own published criteria. How we verify this.

Membership criteria are published on Audubon Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationDaviess, Wayne — KY, NC

Verified from Audubon Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Audubon Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Audubon Credit Union ranks against Kentucky peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Audubon Credit Union offer?

Audubon Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Audubon Credit Union rates updated?

RateAPI verifies Audubon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Audubon Credit Union's rate data?

Rate data is collected directly from Audubon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Audubon Credit Union's auto loan rates?

As of August 4, 2026, Audubon Credit Union offers auto loans from 4.5% APR.

What is Audubon Credit Union's personal loan rate?

As of August 4, 2026, Audubon Credit Union offers personal loans from 8.75% APR.

What is Audubon Credit Union's best CD rate?

As of August 4, 2026, Audubon Credit Union offers savings and certificate (CD) yields up to 1.00% APY.

Related Rate Data

Compare Audubon Credit Union's rates against national credit-union benchmarks.

More Kentucky credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Audubon Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Audubon Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky/audubon" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude