Carolinas Telco Credit Union
Verified rate book
Current Carolinas Telco Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Land Loan - Fixedother | 8.750% APR | 8.750% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 4.490% APR | 4.490% | 84 mo · new | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 4.590% APR | 4.590% | 72 mo · used | Standard |
| 84-Month New Motorcycle Loanmotorcycle_new_84mo | 6.490% APR | 6.490% | 84 mo · new | Standard |
| New Campers/RVs/Boatsrv_new_84mo | 6.490% APR | 6.490% | 84 mo · new | Standard |
| Used Campers/RVs/Boatsrv_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
| 72-Month Used Motorcycle Loanmotorcycle_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Builder Loanpersonal | 15.000% APR | 15.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.900% APR | 10.900% | — | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Farm Equipmentequipment_new | 6.490% APR | 6.490% | — | Standard |
| Used Farm Equipmentequipment_used | 6.990% APR | 6.990% | — | Standard |
As of August 4, 2026, Carolinas Telco Credit Union offers mortgage rates from 8.75% APR. Vehicle loans available from 4.49% APR for 84 months. Personal loan rates from 15% APR. Credit card rates from 10.9% APR. Equipment loans from 6.49% APR.
Source: RateAPI.dev, verified from Carolinas Telco Credit Union's official website
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About Carolinas Telco Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 31.6K
- Assets
- $514.4M
- Founded
- 1979
- Locations reported
- 10
- NCUA charter
- 23494
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Carolinas Telco Credit Union
Membership eligibility from Carolinas Telco Credit Union's own published criteria. How we verify this.
Community charter: live/work in Alexander, Avery, Buncombe +18 more, NC
- LocationAlexander, Avery, Buncombe, Burke, Caldwell, Catawba, Cleveland, Haywood, Henderson, Iredell, Jackson, Lincoln, Madison, McDowell, Mitchell, Polk, Rutherford, Transylvania, Watauga, Wilkes, Yancey — NC
Verified from Carolinas Telco Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Carolinas Telco Credit Union?
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Frequently Asked Questions
What rates does Carolinas Telco Credit Union offer?
Carolinas Telco Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Carolinas Telco Credit Union rates updated?
RateAPI verifies Carolinas Telco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Carolinas Telco Credit Union's rate data?
Rate data is collected directly from Carolinas Telco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Carolinas Telco Credit Union's mortgage rate?
As of August 4, 2026, Carolinas Telco Credit Union offers mortgage rates from 8.75% APR.
What are Carolinas Telco Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Carolinas Telco Credit Union offers vehicle loans from 4.49% APR.
What is Carolinas Telco Credit Union's personal loan rate?
As of August 4, 2026, Carolinas Telco Credit Union offers personal loans from 15% APR.
Related Rate Data
Compare Carolinas Telco Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Carolinas Telco Credit Union rates
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# Get rates for Carolinas Telco Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/carolinas-telco" \
-H "Authorization: Bearer YOUR_API_KEY"