Summit Credit Union
Verified rate book
Current Summit Credit Union rates
17 published offers verified as of August 4, 2026.
Mortgage rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 7.010% APR | 7.000% | — | Standard |
| 30-Year Fixed30 year fixed | 7.022% APR | 7.000% | — | Standard |
| 30-Year Fixed30 year fixed | 7.125% APR | 7.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.128% APR | 6.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.131% APR | 6.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.138% APR | 6.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.250% APR | 6.250% | — | Standard |
| 15-Year Fixed15 year fixed | 6.255% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.128% APR | 6.125% | — | Standard |
| 10-Year Fixed10 year fixed | 6.250% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.884% APR | 6.875% | — | Standard |
| 20-Year Fixed20 year fixed | 6.884% APR | 6.875% | — | Standard |
| 20-Year Fixed20 year fixed | 6.886% APR | 6.875% | — | Standard |
| 20-Year Fixed20 year fixed | 7.000% APR | 7.000% | — | Standard |
| Agency 25 Year Fixedother | 7.025% APR | 7.000% | — | Standard |
| Agency 25 Year Fixedother | 7.025% APR | 7.000% | — | Standard |
| Agency 25 Year Fixedother | 7.125% APR | 7.125% | — | Standard |
As of August 4, 2026, Summit Credit Union offers a 30-year fixed mortgage at 7.01% APR (0.102 points).
Source: RateAPI.dev, verified from Summit Credit Union's official website
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About Summit Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 30.7K
- Assets
- $369.4M
- Founded
- 1935
- Locations reported
- 8
- NCUA charter
- 63020
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Summit Credit Union
Membership eligibility from Summit Credit Union's own published criteria. How we verify this.
Membership criteria are published on Summit Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationGranville
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Summit Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Summit Credit Union?
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Frequently Asked Questions
What rates does Summit Credit Union offer?
Summit Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Summit Credit Union rates updated?
RateAPI verifies Summit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Summit Credit Union's rate data?
Rate data is collected directly from Summit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Summit Credit Union's mortgage rate?
As of August 4, 2026, Summit Credit Union offers a 30-year fixed mortgage at 7.01% APR.
Related Rate Data
Compare Summit Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Summit Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Summit Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/summit" \
-H "Authorization: Bearer YOUR_API_KEY"