Latino Community Credit Union
Verified rate book
Current Latino Community Credit Union rates
8 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| LCCU first mortgage or second lien behind LCCU*other | 7.000% APR | 7.000% | — | Standard |
| Mortgageother | 8.000% APR | 8.000% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loans > From 7.00%auto | 8.000% APR | 8.000% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Junior lien behind External lenderheloc | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 15.000% APR | 15.000% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checkingsavings | 0.10% APY | 0.10% | — | Standard |
| Money Market Accounts > Up to 1.80% APY*money_market | 0.10% APY | 0.10% | — | Standard |
| Certificatecd | 3.50% APY | 3.50% | — | Standard |
As of August 4, 2026, Latino Community Credit Union offers mortgage rates from 7% APR. Auto loans available from 8% APR. HELOC rates from 7.75% APR. Personal loan rates from 15% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Latino Community Credit Union's official website
Loading branch locator…
About Latino Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 125.8K
- Assets
- $1.1B
- Founded
- 2000
- Locations reported
- 16
- NCUA charter
- 68430
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Latino Community Credit Union
Membership eligibility from Latino Community Credit Union's own published criteria. How we verify this.
Membership via the Latino Community Development Center (LCDC) ($8)
- AssociationLatino Community Development Center (LCDC)
Cost to join: About $8.
Verified from Latino Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Latino Community Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Latino Community Credit Union ranks against North Carolina peers.
Frequently Asked Questions
What rates does Latino Community Credit Union offer?
Latino Community Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Latino Community Credit Union rates updated?
RateAPI verifies Latino Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Latino Community Credit Union's rate data?
Rate data is collected directly from Latino Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Latino Community Credit Union's mortgage rate?
As of August 4, 2026, Latino Community Credit Union offers mortgage rates from 7% APR.
What are Latino Community Credit Union's auto loan rates?
As of August 4, 2026, Latino Community Credit Union offers auto loans from 8% APR.
What is Latino Community Credit Union's HELOC rate?
As of August 4, 2026, Latino Community Credit Union offers home equity lines of credit from 7.75% APR.
What is Latino Community Credit Union's personal loan rate?
As of August 4, 2026, Latino Community Credit Union offers personal loans from 15% APR.
What is Latino Community Credit Union's best CD rate?
As of August 4, 2026, Latino Community Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Latino Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Latino Community Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when North Carolina credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Latino Community Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/latino-community" \
-H "Authorization: Bearer YOUR_API_KEY"