Langley Credit Union

Newport News, Virginia
Last verified: August 4, 2026
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Verified rate book

Current Langley Credit Union rates

26 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

15 offers
Langley Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.128% APR5.875%Standard
VA 30-Year Fixed30 year fixed6.415% APR6.250%Standard
FHA 30-Year Fixed30 year fixed6.636% APR6.375%Standard
15-Year Fixed15 year fixed5.982% APR5.750%Standard
10-Year Fixed10 year fixed5.864% APR5.500%Standard
1/1 Adjustable Rate Mortgagearm6.133% APR5.375%Standard
3/1 ARM3 1 arm6.196% APR5.625%Standard
5/1 ARM5 1 arm6.214% APR5.875%Standard
20-Year Fixed20 year fixed6.389% APR6.125%Standard
First Time Home Buyer 5/1 Adjustable Rate Mortgage5 1 arm6.602% APR6.125%Standard
Jumbo 5/5 ARM5 5 arm6.728% APR6.625%Standard
30 Year No Points, No Closing Cost Mortgageother6.541% APR6.375%Standard
30-Year Fixed, Refinance30 year fixed5.933% APR5.625%Standard
15-Year Fixed, Refinance15 year fixed5.982% APR5.750%Standard
20-Year Fixed, Refinance20 year fixed6.389% APR6.125%Standard

HELOC rates

4 offers
Langley Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
40 Year Variable Rate HELOCheloc_variable6.750% APR6.750%Standard
7-Year HELOC (Fixed)heloc_fixed7.090% APR7.090%Standard
12-Year HELOC (Fixed)heloc_fixed7.340% APR7.340%Standard
22-Year HELOC (Fixed)heloc_fixed7.590% APR7.590%Standard

Personal loan rates

6 offers
Langley Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.550% APR3.550%Standard
Credit Builder Loanpersonal6.500% APR6.500%Standard
Extra Personal Loanpersonal_unsecured15.240% APR15.240%Standard
Debt Consolidation Loanpersonal17.240% APR17.240%Standard
Extra Personal Loan (High Balance)personal_unsecured17.240% APR17.240%Standard
Extra Personal Line of Creditploc_variable18.000% APR18.000%Standard

Other rates

1 offer
Langley Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Flex Nowother18.000% %18.000%Standard

As of August 4, 2026, Langley Credit Union offers a 30-year fixed mortgage at 6.128% APR. HELOC rates from 6.75% APR. Personal loan rates from 3.55% APR.

Source: RateAPI.dev, verified from Langley Credit Union's official website

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About Langley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
405.3K
Assets
$5.7B
Founded
1936
Locations reported
21
NCUA charter
1261
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Langley Credit Union

Membership eligibility from Langley Credit Union's own published criteria. How we verify this.

Membership criteria are published on Langley Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Langley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Langley Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Langley Credit Union ranks against Virginia peers.

Frequently Asked Questions

What rates does Langley Credit Union offer?

Langley Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Langley Credit Union rates updated?

RateAPI verifies Langley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Langley Credit Union's rate data?

Rate data is collected directly from Langley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Langley Credit Union's mortgage rate?

As of August 4, 2026, Langley Credit Union offers a 30-year fixed mortgage at 6.128% APR.

What is Langley Credit Union's HELOC rate?

As of August 4, 2026, Langley Credit Union offers home equity lines of credit from 6.75% APR.

What is Langley Credit Union's personal loan rate?

As of August 4, 2026, Langley Credit Union offers personal loans from 3.55% APR.

Related Rate Data

Compare Langley Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Langley Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/langley-fcu" \
  -H "Authorization: Bearer YOUR_API_KEY"