Langley Credit Union
Verified rate book
Current Langley Credit Union rates
26 published offers verified as of August 4, 2026.
Mortgage rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.128% APR | 5.875% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.415% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 6.636% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 5.982% APR | 5.750% | — | Standard |
| 10-Year Fixed10 year fixed | 5.864% APR | 5.500% | — | Standard |
| 1/1 Adjustable Rate Mortgagearm | 6.133% APR | 5.375% | — | Standard |
| 3/1 ARM3 1 arm | 6.196% APR | 5.625% | — | Standard |
| 5/1 ARM5 1 arm | 6.214% APR | 5.875% | — | Standard |
| 20-Year Fixed20 year fixed | 6.389% APR | 6.125% | — | Standard |
| First Time Home Buyer 5/1 Adjustable Rate Mortgage5 1 arm | 6.602% APR | 6.125% | — | Standard |
| Jumbo 5/5 ARM5 5 arm | 6.728% APR | 6.625% | — | Standard |
| 30 Year No Points, No Closing Cost Mortgageother | 6.541% APR | 6.375% | — | Standard |
| 30-Year Fixed, Refinance30 year fixed | 5.933% APR | 5.625% | — | Standard |
| 15-Year Fixed, Refinance15 year fixed | 5.982% APR | 5.750% | — | Standard |
| 20-Year Fixed, Refinance20 year fixed | 6.389% APR | 6.125% | — | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 40 Year Variable Rate HELOCheloc_variable | 6.750% APR | 6.750% | — | Standard |
| 7-Year HELOC (Fixed)heloc_fixed | 7.090% APR | 7.090% | — | Standard |
| 12-Year HELOC (Fixed)heloc_fixed | 7.340% APR | 7.340% | — | Standard |
| 22-Year HELOC (Fixed)heloc_fixed | 7.590% APR | 7.590% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.550% APR | 3.550% | — | Standard |
| Credit Builder Loanpersonal | 6.500% APR | 6.500% | — | Standard |
| Extra Personal Loanpersonal_unsecured | 15.240% APR | 15.240% | — | Standard |
| Debt Consolidation Loanpersonal | 17.240% APR | 17.240% | — | Standard |
| Extra Personal Loan (High Balance)personal_unsecured | 17.240% APR | 17.240% | — | Standard |
| Extra Personal Line of Creditploc_variable | 18.000% APR | 18.000% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Flex Nowother | 18.000% % | 18.000% | — | Standard |
As of August 4, 2026, Langley Credit Union offers a 30-year fixed mortgage at 6.128% APR. HELOC rates from 6.75% APR. Personal loan rates from 3.55% APR.
Source: RateAPI.dev, verified from Langley Credit Union's official website
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About Langley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 405.3K
- Assets
- $5.7B
- Founded
- 1936
- Locations reported
- 21
- NCUA charter
- 1261
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Langley Credit Union
Membership eligibility from Langley Credit Union's own published criteria. How we verify this.
Membership criteria are published on Langley Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Langley Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Langley Credit Union offer?
Langley Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Langley Credit Union rates updated?
RateAPI verifies Langley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Langley Credit Union's rate data?
Rate data is collected directly from Langley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Langley Credit Union's mortgage rate?
As of August 4, 2026, Langley Credit Union offers a 30-year fixed mortgage at 6.128% APR.
What is Langley Credit Union's HELOC rate?
As of August 4, 2026, Langley Credit Union offers home equity lines of credit from 6.75% APR.
What is Langley Credit Union's personal loan rate?
As of August 4, 2026, Langley Credit Union offers personal loans from 3.55% APR.
Related Rate Data
Compare Langley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Langley Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/langley-fcu" \
-H "Authorization: Bearer YOUR_API_KEY"