Pittsford Credit Union

Pittsford, New York
Last verified: August 4, 2026
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Verified rate book

Current Pittsford Credit Union rates

42 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

5 offers
Pittsford Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5/5/5 ARM (30 Years, No Points)5 5 arm6.138% APR5.250%—Standard
15 Year (No Points)other5.875% APR5.750%—Standard
10 Year (No Points)other5.927% APR5.750%—Standard
20 Year (No Points)other6.353% APR6.250%—Standard
30 Year (No Points)other6.580% APR6.500%—Standard

HELOC rates

2 offers
Pittsford Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan 2 $5,000 - $200,000heloc_fixed6.000% APR6.000%—Standard
PRIME MINUS (Lines $5,000 - $200,000 and LTV up to 85%)heloc_variable6.500% APR6.500%—Standard

Personal loan rates

4 offers
Pittsford Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Improvement Loan 3 $5,000 - $50,000personal_unsecured_120mo7.250% APR7.250%120 moStandard
Personal Lines of Credit (Fixed Rate (Up to 60 months))ploc_variable10.000% APR10.000%60 moStandard
Personal Lines of Credit (Variable Rate Open-end Line of Credit 2)ploc_variable11.750% APR11.750%—Standard
Personal Lines of Credit (Overdraft Line of Credit)ploc_variable15.000% APR15.000%—Standard

Credit card rates

1 offer
Pittsford Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Platinum - Purchases & Cashcredit_card_platinum9.490% APR9.490%—Standard

Savings & CD rates

17 offers
Pittsford Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Share & IRA Certificates (Jumbo 1 to 48 Months)ira_cd_48mo0.10% APY0.10%48 moStandard
Super Savingssavings0.30% APY0.30%—Standard
IRAira0.40% APY0.40%—Standard
Regular Share & IRA Certificates (1 Month)ira_cd_1mo1.25% APY1.25%1 moStandard
1-Month Certificatecd_1mo1.25% APY1.25%1 moStandard
6-Month Certificatecd_6mo3.75% APY3.75%6 moStandard
Regular Share & IRA Certificates (6 Months)ira_cd_6mo3.75% APY3.75%6 moStandard
18-Month Certificatecd_18mo4.00% APY4.00%18 moStandard
Regular Share & IRA Certificates (24 Months)ira_cd_24mo4.00% APY4.00%24 moStandard
Regular Share & IRA Certificates (18 Months)ira_cd_18mo4.00% APY4.00%18 moStandard
Regular Share & IRA Certificates (12 Months)ira_cd_12mo4.00% APY4.00%12 moStandard
24-Month Certificatecd_24mo4.00% APY4.00%24 moStandard
12-Month Certificatecd_12mo4.00% APY4.00%12 moStandard
36-Month Certificatecd_36mo4.25% APY4.25%36 moStandard
Regular Share & IRA Certificates (48 Months)ira_cd_48mo4.25% APY4.25%48 moStandard
Regular Share & IRA Certificates (36 Months)ira_cd_36mo4.25% APY4.25%36 moStandard
48-Month Certificatecd_48mo4.25% APY4.25%48 moStandard

Other rates

13 offers
Pittsford Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Featured Ratesother4.000% %4.000%—Standard
Consult your Dealer for Lease options (Up to 60 months)other5.000% %5.000%—Standard
New & Usedother5.000% %5.000%—Standard
Consumer Loan Rates 1 (Up to 60 months)other5.000% %5.000%—Standard
Consumer Loan Rates 1 (Up to 36 months)other5.000% %5.000%—Standard
Consult your Dealer for Lease options (Up to 36 months)other5.000% %5.000%—Standard
Consult your Dealer for Lease options (Up to 72 months)other5.250% %5.250%—Standard
Consumer Loan Rates 1 (Up to 72 months)other5.250% %5.250%—Standard
New Onlyother5.750% %5.750%—Standard
Consumer Loan Rates 1 (Up to 84 months)other5.750% %5.750%—Standard
Consult your Dealer for Lease options (Up to 84 months)other5.750% %5.750%—Standard
Consumer Loan Rates 1 (Up to 180 months)other8.750% %8.750%—Standard
Fixed Rate (Up to 60 months)other10.000% %10.000%—Standard

As of August 4, 2026, Pittsford Credit Union offers a 5 5 arm mortgage at 6.138% APR. HELOC rates from 6% APR. Personal loan rates from 7.25% APR. Credit card rates from 9.49% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Pittsford Credit Union's official website

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About Pittsford Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
21.2K
Assets
$544.7M
Founded
1968
Locations reported
2
NCUA charter
19085
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

EslPittsford · Pittsford · NY · 14534Branch in the same ZIPFamily First of NYEast Rochester / Perinton Branch · East Rochester · NY · 14445-1924About 4.2 miles awayThe SummitBRIGHTON · ROCHESTER · NY · 14618About 4.3 miles awayLe RoyEvergreen FCU · Henrietta · NY · 14467-9318About 4.8 miles awayFinger LakesFairport Office · Fairport · NY · 14450-2136About 5.6 miles awayAdvantageMetro Park · Rochester · NY · 14623About 6.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Pittsford Credit Union

Membership eligibility from Pittsford Credit Union's own published criteria. How we verify this.

Membership criteria are published on Pittsford Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $5.

Verified from Pittsford Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Pittsford Credit Union?

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Frequently Asked Questions

What rates does Pittsford Credit Union offer?

Pittsford Credit Union currently offers mortgage, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Pittsford Credit Union rates updated?

RateAPI verifies Pittsford Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Pittsford Credit Union's rate data?

Rate data is collected directly from Pittsford Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Pittsford Credit Union's mortgage rate?

As of August 4, 2026, Pittsford Credit Union offers a 5 5 arm mortgage at 6.138% APR.

What is Pittsford Credit Union's HELOC rate?

As of August 4, 2026, Pittsford Credit Union offers home equity lines of credit from 6% APR.

What is Pittsford Credit Union's personal loan rate?

As of August 4, 2026, Pittsford Credit Union offers personal loans from 7.25% APR.

What is Pittsford Credit Union's best CD rate?

As of August 4, 2026, Pittsford Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Pittsford Credit Union's rates against national credit-union benchmarks.

More New York credit unionsMortgage rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Pittsford Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/pittsford" \
  -H "Authorization: Bearer YOUR_API_KEY"
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