Esl Credit Union
Verified rate book
Current Esl Credit Union rates
5 published offers verified as of August 3, 2026.
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 3.950% APR | 3.950% | — | Standard |
| HELOC (Post-Intro)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.950% APR | 9.950% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 11.500% APR | 11.500% | 60 mo | Standard |
| 120-Month Unsecured Personal Loanpersonal_unsecured_120mo | 12.500% APR | 12.500% | 120 mo | Standard |
HELOC rates from 3.95% APR. Personal loan rates from 9.95% APR.
Source: RateAPI.dev, verified from Esl Credit Union's official website
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About Esl Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 485.3K
- Assets
- $10.6B
- Founded
- 1995
- Locations reported
- 34
- NCUA charter
- 24563
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Esl Credit Union
Membership eligibility from Esl Credit Union's own published criteria. How we verify this.
Membership criteria are published on Esl Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Esl Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Esl Credit Union?
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Frequently Asked Questions
What rates does Esl Credit Union offer?
Esl Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Esl Credit Union rates updated?
RateAPI verifies Esl Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Esl Credit Union's rate data?
Rate data is collected directly from Esl Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Esl Credit Union's HELOC rate?
As of August 3, 2026, Esl Credit Union offers home equity lines of credit from 3.95% APR.
What is Esl Credit Union's personal loan rate?
As of August 3, 2026, Esl Credit Union offers personal loans from 9.95% APR.
Related Rate Data
Compare Esl Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Esl Credit Union rates
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# Get rates for Esl Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/esl" \
-H "Authorization: Bearer YOUR_API_KEY"