Family First of NY Credit Union
Verified rate book
Current Family First of NY Credit Union rates
33 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 90%other | 6.490% APR | 6.490% | — | Standard |
| Pool and Hardscape Loans^other | 6.990% APR | 6.990% | — | Standard |
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Auto Loan (2025 and Newer)auto_any_60mo | 5.050% APR | 5.050% | 60 mo | Standard |
| 60-Month Auto Loan (2024)auto_any_60mo | 5.150% APR | 5.150% | 60 mo | Standard |
| 60-Month Auto Loan (2023)auto_any_60mo | 5.150% APR | 5.150% | 60 mo | Standard |
| 60-Month Auto Loan (2022)auto_any_60mo | 5.250% APR | 5.250% | 60 mo | Standard |
| New Boats, RV, Motorhomesboat_new_60mo | 6.650% APR | 6.650% | 60 mo · new | Standard |
| 60-Month Auto Loan (2021)auto_any_60mo | 7.150% APR | 7.150% | 60 mo | Standard |
| Used Boats, RV, Motorhomesboat_used_60mo | 7.200% APR | 7.200% | 60 mo · used | Standard |
| 60-Month Auto Loan (2020)auto_any_60mo | 7.550% APR | 7.550% | 60 mo | Standard |
| 60-Month Auto Loan (2018–2019)auto_any_60mo | 7.800% APR | 7.800% | 60 mo | Standard |
| 48-Month Auto Loan (2016–2017)auto_any_48mo | 8.000% APR | 8.000% | 48 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.240% APR | 6.240% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 6.990% APR | 6.990% | 12 mo | Standard |
| Home Improvement - Securedpersonal_secured_60mo | 7.500% APR | 7.500% | 60 mo | Standard |
| 36-Month Debt Consolidation Loanpersonal_unsecured_36mo | 9.240% APR | 9.240% | 36 mo | Standard |
| MoneyLine (Line of Credit)ploc_variable | 15.900% APR | 15.900% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Checking Plus****savings | 0.03% APY | 0.03% | — | Standard |
| Debit Reward$ Checking**savings | 0.05% APY | 0.05% | — | Standard |
| Tier 1savings | 0.10% APY | 0.10% | — | Standard |
| Tier 2savings | 0.15% APY | 0.15% | — | Standard |
| Tier 3savings | 0.25% APY | 0.25% | — | Standard |
| Pinnacle Checkingsavings | 1.00% APY | 1.00% | — | Standard |
| 60-Month Certificatecd_60mo | 2.55% APY | 2.55% | 60 mo | Standard |
| Jumbo 60 Monthscd_60mo | 2.70% APY | 2.70% | 60 mo | Standard |
| 14-Month Certificatecd_14mo | 3.50% APY | 3.50% | 14 mo | Standard |
| 14 Month New Money Specialcd_14mo | 3.65% APY | 3.65% | 14 mo | Standard |
| Jumbo 14 Month New Money Specialcd_14mo | 3.80% APY | 3.80% | 14 mo | Standard |
| Youth 12 Monthscd_12mo | 4.10% APY | 4.10% | 12 mo | Eligibility restricted |
| Companion Savingssavings | 5.00% APY | 5.00% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Maximum LTV: 80.01% - 90%other | 0.250% % | 0.250% | — | Standard |
| Maximum LTV: 80%other | 0.510% % | 0.510% | — | Standard |
| Misc. Securedother | 8.150% % | 8.150% | — | Standard |
As of August 4, 2026, Family First of NY Credit Union offers mortgage rates from 6.49% APR. Vehicle loans available from 5.05% APR for 60 months. HELOC rates from 6.24% APR. Personal loan rates from 6.99% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Family First of NY Credit Union's official website
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About Family First of NY Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 15.4K
- Assets
- $340.2M
- Founded
- 1969
- Locations reported
- 5
- NCUA charter
- 19304
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Family First of NY Credit Union
Membership eligibility from Family First of NY Credit Union's own published criteria. How we verify this.
Community charter: live/work in Genesee, Livingston, Monroe +1 more
- LocationGenesee, Livingston, Monroe, Orleans
Cost to join: About $5.
Verified from Family First of NY Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Family First of NY Credit Union offer?
Family First of NY Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Family First of NY Credit Union rates updated?
RateAPI verifies Family First of NY Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Family First of NY Credit Union's rate data?
Rate data is collected directly from Family First of NY Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Family First of NY Credit Union's mortgage rate?
As of August 4, 2026, Family First of NY Credit Union offers mortgage rates from 6.49% APR.
What are Family First of NY Credit Union's auto & boat loan rates?
As of August 4, 2026, Family First of NY Credit Union offers vehicle loans from 5.05% APR.
What is Family First of NY Credit Union's HELOC rate?
As of August 4, 2026, Family First of NY Credit Union offers home equity lines of credit from 6.24% APR.
What is Family First of NY Credit Union's personal loan rate?
As of August 4, 2026, Family First of NY Credit Union offers personal loans from 6.99% APR.
What is Family First of NY Credit Union's best CD rate?
As of August 4, 2026, Family First of NY Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Family First of NY Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Family First of NY Credit Union
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