The Summit Credit Union
Verified rate book
Current The Summit Credit Union rates
24 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.950% APR | 4.950% | new | Standard |
| Used Auto Loan (2018 and Newer)auto_used | 5.450% APR | 5.450% | used | Standard |
| Used Auto Loan (2020 and Newer)auto_used | 5.550% APR | 5.550% | used | Standard |
| Used Auto Loan (2021 and Newer)auto_used | 5.600% APR | 5.600% | used | Standard |
| Used Auto Loan (2022 and Newer)auto_used | 5.950% APR | 5.950% | used | Standard |
| Used Auto Loan (2024 and Newer)auto_used | 6.750% APR | 6.750% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvementpersonal | 8.350% APR | 8.350% | — | Standard |
| Personal Loanpersonal | 8.750% APR | 8.750% | — | Standard |
| Consolidationpersonal | 9.350% APR | 9.350% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 4.950% APR | 4.950% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 0.85% APY | 0.85% | — | Standard |
| MoneyMaxsavings | 1.49% APY | 1.49% | — | Standard |
| MoneyMaxsavings | 1.78% APY | 1.78% | — | Standard |
| MoneyMaxsavings | 2.23% APY | 2.23% | — | Standard |
| Long-Term 4-10 Yearcd_120mo | 3.25% APY | 3.20% | 120 mo | Standard |
| 90 Dayssavings | 3.25% APY | 3.20% | — | Standard |
| 30, 36, 42 Monthscd_42mo | 3.25% APY | 3.20% | 42 mo | Standard |
| 6-Month Certificatecd_6mo | 3.70% APY | 3.63% | 6 mo | Standard |
| 18 and 24 Monthscd_24mo | 3.80% APY | 3.73% | 24 mo | Standard |
| Jumbo 6 Monthscd_6mo | 3.95% APY | 3.87% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 4.00% APY | 3.92% | 12 mo | Standard |
| Certificatecd | 4.25% APY | 4.25% | — | Standard |
| Jumbo 12 Monthscd_12mo | 4.25% APY | 4.16% | 12 mo | Standard |
Auto loans available from 4.95% APR. HELOC rates from 6.75% APR. Personal loan rates from 8.35% APR. Credit card rates from 4.95% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from The Summit Credit Union's official website
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About The Summit Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 97.7K
- Assets
- $1.5B
- Founded
- 1941
- Locations reported
- 15
- NCUA charter
- 4580
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join The Summit Credit Union
Membership eligibility from The Summit Credit Union's own published criteria. How we verify this.
Membership criteria are published on The Summit Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationNY
Verified from The Summit Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does The Summit Credit Union offer?
The Summit Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are The Summit Credit Union rates updated?
RateAPI verifies The Summit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get The Summit Credit Union's rate data?
Rate data is collected directly from The Summit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are The Summit Credit Union's auto loan rates?
As of August 4, 2026, The Summit Credit Union offers auto loans from 4.95% APR.
What is The Summit Credit Union's HELOC rate?
As of August 4, 2026, The Summit Credit Union offers home equity lines of credit from 6.75% APR.
What is The Summit Credit Union's personal loan rate?
As of August 4, 2026, The Summit Credit Union offers personal loans from 8.35% APR.
What is The Summit Credit Union's best CD rate?
As of August 4, 2026, The Summit Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare The Summit Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack The Summit Credit Union rates
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# Get rates for The Summit Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/the-summit" \
-H "Authorization: Bearer YOUR_API_KEY"