Advantage Credit Union
Verified rate book
Current Advantage Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 6.561% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.689% APR | 6.250% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Auto Loanauto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| 60-Month Auto Loan (2024 and Newer)auto_any_60mo | 5.990% APR | 5.990% | 60 mo | Standard |
| 60-Month Used Auto Loan (2022–2023)auto_used_60mo | 6.740% APR | 6.740% | 60 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| **Calculation Is 6.25% Over 30 Yearsheloc | 6.250% APR | 6.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Classiccredit_card | 13.950% APR | 13.950% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Round-Up Savingssavings | 3.00% APY | 3.00% | — | Standard |
| 72-Month Certificatecd_72mo | 5.49% APY | 5.49% | 72 mo | Standard |
| 60-Month Certificatecd_60mo | 5.75% APY | 5.75% | 60 mo | Standard |
As of August 4, 2026, Advantage Credit Union offers a 15-year fixed mortgage at 6.561% APR. Auto loans available from 4.99% APR for 60 months. HELOC rates from 6.25% APR. Credit card rates from 13.95% APR. Savings and certificate yields up to 5.75% APY.
Source: RateAPI.dev, verified from Advantage Credit Union's official website
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About Advantage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 34.5K
- Assets
- $481.7M
- Founded
- 1975
- Locations reported
- 8
- NCUA charter
- 24181
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Advantage Credit Union
Membership eligibility from Advantage Credit Union's own published criteria. How we verify this.
Membership via employers (Action for a Better Community (ABC) +4 more)
- EmployerAction for a Better Community (ABC), Rochester City School District, Rochester General Hospital, Rochester Institute of Technology, University of Rochester
Cost to join: About $5.
Verified from Advantage Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Advantage Credit Union?
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Frequently Asked Questions
What rates does Advantage Credit Union offer?
Advantage Credit Union currently offers mortgage, Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Advantage Credit Union rates updated?
RateAPI verifies Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Advantage Credit Union's rate data?
Rate data is collected directly from Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Advantage Credit Union's mortgage rate?
As of August 4, 2026, Advantage Credit Union offers a 15-year fixed mortgage at 6.561% APR.
What are Advantage Credit Union's auto loan rates?
As of August 4, 2026, Advantage Credit Union offers auto loans from 4.99% APR.
What is Advantage Credit Union's HELOC rate?
As of August 4, 2026, Advantage Credit Union offers home equity lines of credit from 6.25% APR.
What is Advantage Credit Union's best CD rate?
As of August 4, 2026, Advantage Credit Union offers savings and certificate (CD) yields up to 5.75% APY.
Related Rate Data
Compare Advantage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Advantage Credit Union rates
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# Get rates for Advantage Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/advantage" \
-H "Authorization: Bearer YOUR_API_KEY"