Alco Credit Union
Verified rate book
Current Alco Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month New Auto Loanauto_new_24mo | 3.500% APR | 3.500% | 24 mo · new | Standard |
| 24-Month Used Auto Loanauto_used_24mo | 5.000% APR | 5.000% | 24 mo · used | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New other collateral loanpersonal_secured_24mo | 6.000% APR | 6.000% | 24 mo | Standard |
| Used other collateral loanpersonal_secured_24mo | 6.500% APR | 6.500% | 24 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.900% APR | 8.900% | — | Standard |
| Personal Line of Creditploc_variable | 8.900% APR | 8.900% | — | Standard |
| Overdraft Line of Creditpersonal | 12.950% APR | 12.950% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 7.990% APR | 7.990% | — | Standard |
| Visa Platinum rewards cardcredit_card_rewards | 10.990% APR | 10.990% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas club**savings | 0.25% APY | 0.25% | — | Specialty offer |
| Money Marketmoney_market | 0.35% APY | 0.35% | — | Standard |
| IRAira | 0.65% APY | 0.65% | — | Standard |
| 6-Month Certificateshare_certificate_6mo | 1.00% APY | 1.00% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 1.25% APY | 1.25% | 12 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.00% APY | 2.00% | 36 mo | Standard |
| 15 month promo Certificateshare_certificate_15mo | 3.25% APY | 3.25% | 15 mo | Standard |
| 7 month promo Certificateshare_certificate_7mo | 3.50% APY | 3.50% | 7 mo | Standard |
Auto loans available from 3.5% APR for 24 months. Personal loan rates from 6% APR. Credit card rates from 7.99% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Alco Credit Union's official website
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About Alco Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.8K
- Assets
- $61.3M
- Founded
- 1953
- Locations reported
- 4
- NCUA charter
- 8975
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Alco Credit Union
Membership eligibility from Alco Credit Union's own published criteria. How we verify this.
Membership criteria are published on Alco Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Alco Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alco Credit Union?
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Frequently Asked Questions
What rates does Alco Credit Union offer?
Alco Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alco Credit Union rates updated?
RateAPI verifies Alco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alco Credit Union's rate data?
Rate data is collected directly from Alco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Alco Credit Union's auto loan rates?
As of August 4, 2026, Alco Credit Union offers auto loans from 3.5% APR.
What is Alco Credit Union's personal loan rate?
As of August 4, 2026, Alco Credit Union offers personal loans from 6% APR.
What is Alco Credit Union's best CD rate?
As of August 4, 2026, Alco Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Alco Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Alco Credit Union rates
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# Get rates for Alco Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/alco" \
-H "Authorization: Bearer YOUR_API_KEY"