Mountain Laurel Credit Union

Saint Marys, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Mountain Laurel Credit Union rates

28 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

13 offers
Mountain Laurel Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
YOU DESERVE THE BEST RATE. (up to 48 mo.)auto_any_48mo3.990% APR3.990%48 moStandard
Auto Loanauto3.990% APR3.990%Standard
YOU DESERVE THE BEST RATE. (up to 60 mo.)auto_any_60mo3.990% APR3.990%60 moStandard
YOU DESERVE THE BEST RATE. (up to 72 mo.)auto_any_72mo3.990% APR3.990%72 moStandard
YOU DESERVE THE BEST RATE. (up to 84 mo.)auto_any_84mo4.990% APR4.990%84 moStandard
YOU DESERVE THE BEST RATE. (up to 36 mo.)auto_any_36mo5.250% APR5.250%36 moStandard
YOU DESERVE THE BEST RATE. (up to 120 mo.)auto_any_120mo5.490% APR5.490%120 moStandard
YOU DESERVE THE BEST RATE. (up to 72 months)auto_any_72mo5.760% APR5.760%72 moStandard
YOU DESERVE THE BEST RATE. (up to 48 months)auto_any_48mo5.760% APR5.760%48 moStandard
YOU DESERVE THE BEST RATE. (up to 60 months)auto_any_60mo5.760% APR5.760%60 moStandard
Vehicles (up to 84 mo. *only eligible for 2020 and newer vehicles)auto_any_84mo6.500% APR6.500%84 moStandard
Vehicles (up to 60 mo. if loan amount is over $10,000)auto_any_60mo8.500% APR8.500%60 moStandard
YOU DESERVE THE BEST RATE. (up to 42 mo.)auto_any_42mo11.750% APR11.750%42 moStandard

HELOC rates

3 offers
Mountain Laurel Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
MORTGAGE & HOME EQUITY RATES (5 Year)heloc4.990% APR4.990%Standard
MORTGAGE & HOME EQUITY RATES (10 Year)heloc5.260% APR5.260%Standard
MORTGAGE & HOME EQUITY RATES (15 Year)heloc5.750% APR5.750%Standard

Credit card rates

1 offer
Mountain Laurel Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.900% APR12.900%Standard

Savings & CD rates

7 offers
Mountain Laurel Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Current Rates | Applications | Forms (APY**)savings0.05% APY0.05%Standard
$0.01 To $2,500.00savings0.25% APY0.25%Standard
$2,500.01 To $15,000.00savings0.30% APY0.30%Standard
$15,000.01 To $50,000.00savings0.35% APY0.35%Standard
$50,000.01 And Abovesavings0.40% APY0.40%Standard
IRA'sira1.00% APY1.00%Standard
24 mo. Cert.cd_24mo3.50% APY3.50%24 moStandard

Other rates

4 offers
Mountain Laurel Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Current Rates | Applications | Forms (APR**)other3.990% %3.990%Standard
Current Rates | Applications | Forms (APR** 5 Year)other4.990% %4.990%Standard
Current Rates | Applications | Forms (APR** 10 Year)other5.260% %5.260%Standard
Current Rates | Applications | Forms (APR** 15 Year)other5.750% %5.750%Standard

Auto loans available from 3.99% APR for 48 months. HELOC rates from 4.99% APR. Credit card rates from 12.9% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Mountain Laurel Credit Union's official website

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About Mountain Laurel Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
17.9K
Assets
$172.9M
Founded
1970
Locations reported
6
NCUA charter
20053
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Mountain Laurel Credit Union

Membership eligibility from Mountain Laurel Credit Union's own published criteria. How we verify this.

Membership criteria are published on Mountain Laurel Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationCameron, Elk, McKean, Warren — PA

Verified from Mountain Laurel Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mountain Laurel Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mountain Laurel Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Mountain Laurel Credit Union offer?

Mountain Laurel Credit Union currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Mountain Laurel Credit Union rates updated?

RateAPI verifies Mountain Laurel Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Mountain Laurel Credit Union's rate data?

Rate data is collected directly from Mountain Laurel Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Mountain Laurel Credit Union's auto loan rates?

As of August 4, 2026, Mountain Laurel Credit Union offers auto loans from 3.99% APR.

What is Mountain Laurel Credit Union's HELOC rate?

As of August 4, 2026, Mountain Laurel Credit Union offers home equity lines of credit from 4.99% APR.

What is Mountain Laurel Credit Union's best CD rate?

As of August 4, 2026, Mountain Laurel Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Mountain Laurel Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Mountain Laurel Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/mountain-laurel" \
  -H "Authorization: Bearer YOUR_API_KEY"