Servu Credit Union

Painted Post, New York
Last verified: August 4, 2026
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Verified rate book

Current Servu Credit Union rates

14 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

5 offers
Servu Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Long-Term Government Bondsother5.100% APR5.100%Standard
80% Ratesother6.240% APR6.240%Standard
90% Ratesother6.490% APR6.490%Standard
U.S. Large-Company Stocksother10.300% APR10.300%Standard
U.S. Small-Company Stocksother11.800% APR11.800%Standard

Auto & vehicle rates

4 offers
Servu Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Min. Amount Of $30,000 For 85-96mo Termauto_any_96mo4.790% APR4.790%96 moStandard
Min. Amount Of $30,000 For 73-84mo Termauto_any_84mo5.040% APR5.040%84 moStandard
2015-Older (Loans Less Than $10,000 Max. 36 Mo) **auto_used_36mo6.790% APR6.790%36 mo · usedStandard
Min. Amount Of $30,000 For 61-72mo Termauto_any_72mo7.540% APR7.540%72 moStandard

HELOC rates

1 offer
Servu Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
90% Ratesheloc4.700% APR4.700%Standard

Savings & CD rates

2 offers
Servu Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15 Yearssavings5.85% APY5.77%Standard
20 Yearssavings6.03% APY5.95%Standard

Other rates

2 offers
Servu Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Inflationother2.900% %2.900%Standard
U.S. Treasury Billsother3.300% %3.300%Standard

As of August 4, 2026, Servu Credit Union offers mortgage rates from 5.1% APR. Auto loans available from 4.79% APR for 96 months. HELOC rates from 4.7% APR. Savings and certificate yields up to 6.03% APY.

Source: RateAPI.dev, verified from Servu Credit Union's official website

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About Servu Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
43.5K
Assets
$519M
Founded
1956
Locations reported
7
NCUA charter
10933
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Servu Credit Union

Membership eligibility from Servu Credit Union's own published criteria. How we verify this.

Community charter: live/work in Allegany, Cattaraugus, Chemung +13 more

  • LocationAllegany, Cattaraugus, Chemung, Genesee, Livingston, Ontario, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wyoming, Yates, Bradford, McKean, Potter
  • EmployerServU

Verified from Servu Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Servu Credit Union?

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Frequently Asked Questions

What rates does Servu Credit Union offer?

Servu Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Servu Credit Union rates updated?

RateAPI verifies Servu Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Servu Credit Union's rate data?

Rate data is collected directly from Servu Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Servu Credit Union's mortgage rate?

As of August 4, 2026, Servu Credit Union offers mortgage rates from 5.1% APR.

What are Servu Credit Union's auto loan rates?

As of August 4, 2026, Servu Credit Union offers auto loans from 4.79% APR.

What is Servu Credit Union's HELOC rate?

As of August 4, 2026, Servu Credit Union offers home equity lines of credit from 4.7% APR.

What is Servu Credit Union's best CD rate?

As of August 4, 2026, Servu Credit Union offers savings and certificate (CD) yields up to 6.03% APY.

Related Rate Data

Compare Servu Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Servu Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Servu Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/servu" \
  -H "Authorization: Bearer YOUR_API_KEY"