Olean Teachers' and Postal Credit Union
Verified rate book
Current Olean Teachers' and Postal Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up To 48 Months 49 – 60 Months 61 – 72 Months 73 – 84 Monthsauto_any_48mo | 3.490% APR | 3.490% | 48 mo | Standard |
| Recreation vehicleauto_any_51mo | 4.250% APR | 4.250% | 51 mo | Standard |
| $0.00 to $2,500.00 $2,500.01 to $3,000.00 $3,000.01 to $4,000.00 *Current rates is 13.0%auto | 12.000% APR | 12.000% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Full Secured by Sharespersonal_secured_36mo | 4.000% APR | 4.000% | 36 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.000% APR | 9.000% | 60 mo | Standard |
| Signature loan Co-Signer, Co-App., Guarantorpersonal_unsecured_60mo | 10.250% APR | 10.250% | 60 mo | Standard |
| Full Secured by Savings at another Institutionpersonal_secured_60mo | 13.500% APR | 13.500% | 60 mo | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $0.01 And Oversavings | 0.10% APY | 0.10% | — | Standard |
| $100.00 And Oversavings | 0.50% APY | 0.50% | — | Standard |
| 12-Month Certificatecd_12mo | 0.50% APY | 0.50% | 12 mo | Standard |
| 48-Month Certificatecd_48mo | 0.65% APY | 0.65% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 0.70% APY | 0.70% | 60 mo | Standard |
| 24-Month Certificatecd_24mo | 0.70% APY | 0.70% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 0.75% APY | 0.75% | 36 mo | Standard |
| Full Secured by Team Certificateshare_certificate_60mo | 2.00% APY | 2.00% | 60 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up To $7,500other | 6.250% % | 6.250% | — | Standard |
| ***Rate listed is the as low as rate*** (36 months)other | 6.250% % | 6.250% | — | Standard |
| ***Rate listed is the as low as rate*** (60 months)other | 6.500% % | 6.500% | — | Standard |
Auto loans available from 3.49% APR for 48 months. Personal loan rates from 4% APR. Savings and certificate yields up to 2.00% APY.
Source: RateAPI.dev, verified from Olean Teachers' and Postal Credit Union's official website
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About Olean Teachers' and Postal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.7K
- Assets
- $27.1M
- Founded
- 1952
- Locations reported
- 1
- NCUA charter
- 7656
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Olean Teachers' and Postal Credit Union
Membership eligibility from Olean Teachers' and Postal Credit Union's own published criteria. How we verify this.
Membership criteria are published on Olean Teachers' and Postal Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationCattaraugus — NY
Verified from Olean Teachers' and Postal Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Olean Teachers' and Postal Credit Union offer?
Olean Teachers' and Postal Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Olean Teachers' and Postal Credit Union rates updated?
RateAPI verifies Olean Teachers' and Postal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Olean Teachers' and Postal Credit Union's rate data?
Rate data is collected directly from Olean Teachers' and Postal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Olean Teachers' and Postal Credit Union's auto loan rates?
As of August 4, 2026, Olean Teachers' and Postal Credit Union offers auto loans from 3.49% APR.
What is Olean Teachers' and Postal Credit Union's personal loan rate?
As of August 4, 2026, Olean Teachers' and Postal Credit Union offers personal loans from 4% APR.
What is Olean Teachers' and Postal Credit Union's best CD rate?
As of August 4, 2026, Olean Teachers' and Postal Credit Union offers savings and certificate (CD) yields up to 2.00% APY.
Related Rate Data
Compare Olean Teachers' and Postal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Olean Teachers' and Postal Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/olean-teachers-and-postal" \
-H "Authorization: Bearer YOUR_API_KEY"