High Point Credit Union

Olean, New York
Last verified: July 29, 2026
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Verified rate book

Current High Point Credit Union rates

3 published offers verified as of July 29, 2026.

How we verify rates

Auto & vehicle rates

2 offers
High Point Credit Union auto & vehicle rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
75-Month Auto Loanauto_any_75mo4.640% APR4.640%75 moStandard
RV Loanrv_any_60mo6.240% APR6.240%—Standard

HELOC rates

1 offer
High Point Credit Union heloc rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.500% APR5.500%—Standard

Vehicle loans available from 4.64% APR for 75 months. HELOC rates from 5.5% APR.

Source: RateAPI.dev, verified from High Point Credit Union's official website

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About High Point Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
22.6K
Assets
$433.8M
Founded
1972
Locations reported
6
NCUA charter
21083
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Olean Teachers' and PostalOLEAN TEACHERS' & POSTAL FEDERAL CREDIT UNION · OLEAN · NY · 14760Branch in the same ZIPAlcoCuba Branch · Cuba · NY · 14727About 11.6 miles awayC C S ECCSE Federal Credit Union · Salamanca · NY · 14779About 18.2 miles awaySeneca Nation of IndiansSeneca Nation of Indians FCU · Salamanca · NY · 14779About 18.2 miles awayBradford Area School EmployeesOffice · Bradford · PA · 16701About 20.1 miles awayBradford AreaBradford Area Federal Credit Union · Bradford · PA · 16701-2016About 20.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join High Point Credit Union

Membership eligibility from High Point Credit Union's own published criteria. How we verify this.

Community charter: live/work in Cattaraugus, Allegany, McKean +1 more, NY, PA

  • LocationCattaraugus, Allegany, McKean, Potter — NY, PA

Cost to join: About $5.

Verified from High Point Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does High Point Credit Union offer?

High Point Credit Union currently offers vehicle loan, and HELOC rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are High Point Credit Union rates updated?

RateAPI verifies High Point Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get High Point Credit Union's rate data?

Rate data is collected directly from High Point Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are High Point Credit Union's auto & rv loan rates?

As of July 29, 2026, High Point Credit Union offers vehicle loans from 4.64% APR.

What is High Point Credit Union's HELOC rate?

As of July 29, 2026, High Point Credit Union offers home equity lines of credit from 5.5% APR.

Related Rate Data

Compare High Point Credit Union's rates against national credit-union benchmarks.

More New York credit unionsAuto loan rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for High Point Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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